Keith E. Mccray Email & Phone Number

Philadelphia, Pa, Us

Philadelphia, Pa, Us

San Francisco, California, Us

Responsibilities include: Serves as the primary point of contact between the regulators, impact stakeholders, and front/second line of defense functions. Coordinates and manages all aspects of regulatory engagements, e.g., Fair Lending Risk Assessment, Appraisal, Pricing Exceptions, Mortgage Servicing Consent Order Remediation, Credit Model, with focus on ensuring appropriate accountability and interaction with regulators. Communicates with relevant stakeholders, including senior management on the exam status and preliminary findings. Collaborate with impact stakeholders, and front/second line of defense control functions to address findings and implement preventative measures to minimize risks and future concerns. Manages central tracking and coordinates stakeholder responses to questions/information requests received from regulators in accordance with regulatory standards, ensuring timely delivery and escalation, when needed. Prepare senior leaders and stakeholders for interviews and meetings with examiners, including drafting of presentations. Performs quality assurance on stakeholder responses ensuring completeness and accuracy before submitting responses to regulators. Ensures documents, projects, processes, or product initiatives comply with regulatory requirements and enterprise policy. Ensures reporting on regulatory and remediation activities to stakeholders, including executive leadership and regulators, e.g., submission of progress and status reports. Manages and direct projects with virtual teams and mentors to accomplish goals and priorities.Special Assignment(s) Developed standardized step-by-step instructions and templates for completing assigned processed to improve workflow efficiency, ensure consistency in performance, and enhance regulatory methodology.

San Francisco, California, Us

The Governance, Analysis, and Reporting – Regulatory Relations works with accountable business groups and enterprise functions to drive internal preparation activities and end-to-end regulator engagement to help ensure the company is meeting the regulator expectations. Responsibilities (Third-Line of Defense):• Manage regulatory relations communications to the regulators (OCC, CFPB, FRB, and FDIC) and other stakeholders at the department level – Consumer Lending and Small Business Banking Audit teams.• Manage relationships with business heads, Independent Risk Management, other LOB Control Executives, legal, and compliance.• Prepare and manage regulatory agency exam coordination and serve as subject matter experts for the groups (Consumer Lending and Consumer Small Business Banking Audit).• Manage the pre-review process for all regulatory agency submission materials to regulators – information requests, reports, and presentations, etc.• Conduct a consistent review and challenge process of audit’s Matters Requiring Attention planned approach around critical touchpoints within the validation process (Validation Review Committee) and review results of evaluations.• Develop and review testing methodologies to evaluate the adequacy of controls.• Manage team submission of final regulatory MRA validation results to regulatory agencies.• Ensure Audit is appropriately engaged in cross-departmental requests as well as all formal responses to regulatory findings. • Assist in the design and administration of IARR policies, procedures, and guidelines to support internal and WFRR Policy Implementation. • Recognized as GAR local leader for Black Business Resource Group acting as catalyst for progressive change and as voice for African American associates.• Designed the regulatory plan to increase the level of engagement between the bank, its’ audit directors, and build trust and confidence with the primary regulatory agency - CFPB.

New York, Ny, Us

Responsibilities (Front-Line):• Compiled U.S. and regional laws and rules affecting processes, controls, products, and services across the Consumer Banking and Chase Wealth Management organizations.• Identified areas of process, control and security weakness, develop solutions, and monitor implementation of solutions for effectiveness, for both back-office and customer-facing systems.• Managed relationships with business heads, Independent Risk Management, other LOB Control Executives, legal, audit, and compliance.• Planned, executed and performed Risk Control Self-Assessment (RCSA) control and Compliance testing to evaluate internal controls, processes, policies and mechanisms to ensure that they are adequate, effective, and in compliance with regulatory and bank guidelines.• Conducted and at times lead issue escalation, root cause analysis, and customer correction and remediation validation.• Prepared final report findings and/or communications to senior bank management in order to foster positive changes within the bank.• Recognized as local leader for Black Business Resource Group acting as catalyst for progressive change and as voice for African American associates.Special AssignmentLead a project to compile U.S. and regional laws and rules impacting products, services, processes and controls across Consumer Banking organization, by developing a regulatory obligation inventory that is linked, through the mapping process, to the client’s core risk assessment and controls systems, and designed a process to maintain any evergreen inventory by receiving updated law, rule, and guidance data on an ongoing basis.

Planned, managed, executed and performed control testing (Canada & US) to evaluate internal controls, processes, policies and mechanisms to ensure that they are adequate, effective, and in compliance with regulatory and bank guidelines.

Managed a $50 million Insurance program that consisted of researching and analyzing risks throughout the U.S. and internationally, for underwriting an insurance policy.

Planned, managed, executed and performed control testing (US, United Kingdom, Asia, Latin & South America) to evaluate compliance, trade finance, correspondent banking, and wire transfer internal controls, processes, policies and mechanisms to ensure that they are adequate, effective, and in compliance with regulatory and bank guidelines.Assisted with implementation of first Wachovia Bank Internal Audit office in London. Built relationships with local operating committee members and regional regulators, sourced local audit professionals to cover the region, and represented Internal Audit in local governance committees.

Master Of Business Administration - Mba, Business Administration, Management And Operations

B.S, Business Administration & Marketing