Keith Becker, Mba Email & Phone Number

Kansas City, Mo, Us

Kansas City, Missouri Area

Develop and coach staff. Establish overall direction and operations of the credit department, including individual loans and portfolio quality. Build policies, procedures, and processes ensuring superior customer service while appropriately mitigating risks in the portfolio. Oversight of commercial credit and input finance program. Provide active management of the credit analysis function.

Winterset, Iowa

Develop and implement companywide risk management strategies across 20+ locations, 100+ sales representatives, in 40+ counties including: property damage, product performance issues, customer account maintenance, theft prevention, credit limitations, reporting, information and data management, accounts receivable reporting and management of over $35 million in AR. Additional duties include managing the $40+ million Agri-finance loan portfolio and Agri-finance Specialist. Resolve customer concerns, billing issues, settlements, insurance claims and general legal issues. Defend the organization on small claims matters. Negotiate contracts, sale/purchase/leases of property, credit terms with large scale customers, mergers/acquisitions, etc...Work with fellow staff members to analyze Contribution to Overhead (CTO) on a location level to identify and implement opportunities for growth and efficiency.

Winterset, Iowa

Extensive internal Agri-Finance program development and implementation amongst the sales force. Continuous training to enhance the sales force’s understanding and importance of the FS Agri-Finance programs. Portfolio analysis to identify areas of opportunities amongst existing and prospective customers. Note: this portfolio grew from roughly $15 million to over $30 million under my direction in the Agri-Finance Specialist role. Conduct financial/credit analysis on producer based Agri-Finance portfolio.Build new business while strengthening relationships and solidifying existing customers.

Implement plans to achieve member cooperative, subsidiary and Region objectives. Provide business leadership and direction to member cooperative and GROWMARK subsidiary boards and management in the areas of finance, information management, business planning, mergers, acquisitions and other administrative functions. Provide opportunities for ongoing skill development of member cooperative and subsidiary controllers and other administrative staff. Facilitate the planning process with members and subsidiaries including growth planning (services, facilities, and people), annual budgeting and long-range financial planning. Develop and utilize annual comparative analysis with members/subsidiaries boards and management and provide the Region's recommendation in the areas needing improvement and provide methodologies for achieving additional efficiencies.Advise members and subsidiaries in the areas of articles, bylaws, internal controls, matters requiring legal assistance, agreements, policy development, government regulations, risk management and employee issues.Provide leadership in administration of the Uniform Management Agreements and other compensation policies.Provide formal training programs for boards of directors and management related to financial areas.

-- Senior Credit Analyst 9/2007-1/2009- Manage credit administration for 20+ Agribusinesses with total commitment in excess of $1.3 billion - Expanded financial and risk analysis referenced below, including more complex credit and covenant structure (expanded to include new, directly held, participated/syndicated, and biofuels)- Frequent phone conferences and on site customer meetings, including credit package discussion, and operations review presentations with Relationship Managers at board and annual meetings--Credit Analyst 3/2006-9/2007- Conduct thorough financial analysis of mid to large size Agribusinesses throughout Nebraska and surrounding states- Manage credit administration for 40+ Agribusinesses (primarily grain and farm supply) with total commitments in excess of $750 million

- Collect and analyze financial information on Commercial /Agricultural loans- Build Agricultural / Commercial Portfolio while promoting the bank’s credit philosophy- Continued knowledge enhancement pertaining to bank laws and regulations

Financial Services Officer- Provided agricultural finance expertise to existing customers as well as prospects- Collected and analyzed financial information to determine financial strengths and weaknesses for each individual operation- Built new business while strengthening relationships and solidifying existing customers- Expanded knowledge of tax laws, credit policies, and agricultural current events

On-Premise Development Representative(Promoted from previous sales position) 9/2002-6/2003 - Worked directly with the On-Premise VP and the VP of Food Service- Trained and managed 12 Territorial Sales Representatives in account management, prospecting, and selling techniques- Negotiated new and existing contracts with schools, corporations, and franchise restaurants and subsequently coordinated equipment placement- Managed and created monthly sales reports for inactive and active accounts in 25+ counties

Masters In Business Administration, Finance

Bachelor Of Science, Agriculture Business Economics, Emphasis In Marketing

Agribusiness Economics

Education record