•Accountable for the profitability of large clients/programs ranging from $5 million to over $100 million per year in premium.•Analyze Third Party Administrator and Direct Account data to determine risk assumptions and overall program profitability. •Conduct research and competitive analysis for various new consumer electronics and appliance product concepts.•Establish Service/Warranty Contract and Insurance Policy rates for various clients. •Analyze claim information and provide recommendations for appropriate consumer electronic rates. •Review existing accounts for profitability and recommend rate changes.•Develop and review policy terms and conditions and associated marketing materials.•Facilitate preliminary account review meetings and prepare project timelines.•Develop program proposals designed to gain client acceptance.•Facilitate communication to the Actuarial department for data analysis.•Communicate program specifications to implementation resources to ensure client satisfaction.•Train and develop new and existing employees.

•Increased credibility of data from clients by reducing amount of rejected data ranging from over $2 million to under $10,000 within one year for several clients.•Co-managed comprehensive projects for several key accounts in excess of $100 million.•Participated in contract negotiations to guarantee minimum premium expectations for a large client.•Built and maintained relationships with all internal departments.•Worked with all internal departments to ensure smooth implementation of products onto the Universal DataBase.•Reviewed requests submitted by Third Party Administrators for underwriting.•Coordinated timelines with underwriting and addressed compliance and reporting issues. •Ensured account profitability by working with various departments to achieve company financial objectives. •Communicated to management critical areas of a client’s performance including client’s financial status and receivables of existing accounts.•Coordinated with internal audit and account executives to develop external audit schedule for Third Party Administrator clients.

•Same responsibilities as outlined under Senior Underwriter and took on the following additional responsibilities:•Developed and managed underwriters.•Established frequencies and severities based on risk analysis for International Powersport Clients in Japan and Malaysia.•Coordinated product implementation process by acting as a liaison between the Marketing, Underwriting and Product Development departments.

•Same responsibilities as outlined under Underwriter/Underwriter II and took on the following additional responsibilities:•Greater accountability for the profitability of large clients/programs ranging from $5 million to over $100 million per year in premium.•Analyzed Third Party Administrator data to determine risk assumptions and overall program profitability.

•Promoted to Underwriter II in June 2001.•Established Service Contract, Limited Warranty and Insurance Policy rates for various clients by determining risk and incorporating appropriate margin. •Analyzed claim information and provided recommendations for appropriate vehicle / powersport classifications. •Reviewed existing accounts for profitability and recommended rate or vehicle / powersport classification changes.•Developed policy terms and conditions and associated marketing materials.•Interpreted monthly reports to track trend information for National and Corporate accounts. •Facilitated preliminary account review meetings and prepare project timelines.•Developed program proposals designed to gain client acceptance.•Facilitated communication to the Actuarial department for data analysis.•Communicated program specifications to implementation resources to ensure client satisfaction.•Trained and developed new employees.

•Supervised 1 employee in the Motorcycle and Motor Home Unit.•Enhanced and implemented the motorcycle and motor home insurance product for various states.•Managed the motorcycle and motor home conversion of policies from Allstate Insurance Company to Allstate Indemnity Company as a project coordinator, reviewing policies, inserts and rates for accuracy.•Responded to state insurance department inquiries and various state filing issues.•Managed model year rating updates, analyzed premium/loss data and other miscellaneous projects.•Participated on the Recognition Team, Education Subcommittee and attended the NSEC Expos.