With all the changes coming with the Affordable Care Act and new government regulations placed on employers, the need for an experienced and knowledgeable team of agents to keep you current is now more important than ever. In order for me to continue to offer you this invaluable service I have formed a relationship with Surmount Insurance Service www.surmountinsurance.comAs your full service agents, we will now be able to offer your many more programs that will reduce your overall insurance costs.Here is a list of the additional benefits that are now available: Workers Compensation Business Liability insurance Environmental Insurance Executive Liability Risk Management Course of Construction Cobra administration Section 125 (POP Plans) FSA account administration HSA savings accounts