Ken Halverson Email & Phone Number

Aliso Viejo, California, Us

►RELATIONSHIPS ARE OUR PRIORITY:Over 25 years of cutting-edge lending expertise, we are Solution Oriented. Service Driven.ClearEdge is strictly a wholesale lender and will not compete with brokers.►OUR BUSINESS-BACKED BY STRONG INVESTOR CAPITAL:ClearEdge Lending has a solid foundation built on substantial investment capital. Our end investor has acquired over $4 billion in Non-QM loans and expanded Non-Agency since 2015 and completed 9 Non-QM securitizations over the past two years. ClearEdge’s role as both the lender and end investor will enable us to make quick credit decisions.►LOCAL FULL-SERVICE BRANCH MODEL:As a lender working with TPOs, we offer Non-QM programs focused on simplicity and we are backed by a local full-service branch strategy providing brokers with excellent team support.

Aliso Viejo, California, Us

CLEAREDGE PORTFOLIO-Select the product that best fits your borrower.►Prime Connect: Near prime solutions for borrowers who need a solution beyond prime jumbo.☑Max LTV: 90% (purchase)☑80% LTV to $3,000,000☑Min FICO: 660☑Loan Amount: Up to $3,500,000☑Credit History: 4 years seasoning FC, SS and BK►Plus Connect:Out of the box solutions for borrowers recovering from recent credit events.☑Max LTV: 80% (Purchase, R&T)☑Min FICO: 620☑Loan Amount: Up to $3,000,000☑Credit History: 1 years seasoning FC, SS and BK►Investor Connect:Designed for real estate investors looking to expand their portfolio. DSCR Program loan amounts as low as $100,000 loan amount.☑Minimum .75 ratio.☑Max LTV: 80%☑Minimum FICO: 620☑Loan Amount Up to: $2,500,000►Prime Jumbo Connect:For borrowers with excellent credit and stable income and employment history.☑Max LTV: 89.9% (purchase)☑Min FICO: 660☑Loan Amount: $3,000,000

Aliso Viejo, California, Us

Non-QM lender with programs focused on simplicity. Full-service branch strategy provides brokers with excellent team support.

Regional Account Executive-Newfi Lending Jun 2020 – Jan 2021Regional Account Executive-Wholesale/Correspondent Commercial/ Warehouse LendingAxos Bank June 2019 – February 2020Finance of America Mortgage LLC-Wholesale/Correspondent Account Executive May 2017 – Feb 2018First Rate Financial Group-March 2014 – May 2017-Sales/Production ManagerManaged a team of Loan Officers.Recruited new producing loan officers.Provided training materials.Structure loans for Loan Officers.Research guidelines for loan officers.Plaza Home Mortgage-September 2013 – March 2014-Wholesale/Correspondent.Developed new territory.Produced consistently within the first six months.US Bank Home Mortgage -June 2011 – December 2013-Wholesale/CorrespondentBusiness developmentDeveloped top ten correspondence accountsMetLife Home Loans -Oct 2007 – June 2011-Wholesale/Correspondent Top Producer in the CompanyMember of the Chairman’s Club (top three producers in the company) Silver State Mortgage - December 2006 – Feb 2007-Wholesale/Correspondent Area Manager,Managed seven Account Executives.Supported my team (which was number one in company production) Producing over 40 million per month.Closed personal volume in excess of $10 million within four months of the start date.Actively marketed to my email database.First Franklin Financial Corporation-Jan 2003 – Dec 2006-Wholesale Account Executive.Received the 2002 third quarter Sales Award,2003 fourth quarter Sales Award-2004, 2006 Branch Top Producer.Consistently exceeded production goals .Maintained accounts.Helped train and support new recruits.Regularly gave presentations regarding relevant information.IndyMac Bank-May 2001– Dec 2002-Wholesale/Retail Account Executive.Aided several Los Angeles and Ventura County Brokers.Developed sales presentations and training materials.Developed marketing strategies.Consistently in the top two in production numbers.First Franklin-May 1999 – May 2001-Wholesale Account Executive