Now, more than ever, being an Experienced Professional who's lived through a few cycles is needed. As a member of a seasoned team that has seen the ups and downs of our industry, it is essential to work with clients who recognize that breaking down siloed risk is key to piloting their enterprises and maximizing profits.Specialties: Helping to define what Financial Services 4.0 will look like. This requires a deep understanding where we have been and how Artificial Intelligence, Machine Learning, Distributed Ledger Technology, Crypto Currency and Big Data will be utilized to support this effort. Strong knowledge of Smart Contracts, Reg Tech, FinTech and Tech Tech, along with MiFed, CECL, CCAR, DFAST 10-50, LCR, xVA, CVA, Volcker Rule, FRTB, structured finance, credit derivatives inclusive of Indexes, CDSs, CDOs, CLOs, RMBSs, and SDOs. Helping financial institutions address regulatory deficiencies, including Matters Requiring Attention (MRAs), and Memorandums of Understanding (MOUs) between banks and their regulatory agencies.Funny to see how many NewCo’s are dismissive of the experience I’ve listed above as irrelevant to their success. Sad, but understandable, as people want to run to new without realizing just how evolutionary-NOT revolutionary -their Fintech, RegTech and Tech Tech really is.