Risk professional and business partner putting long-term bank experience to good use by uncovering inefficiencies and reducing human error by making improvement recommendations after performing financial audits, IT audits, operations audits, as well as residential and commercial loan audits

-Promoted four times and assumed additional responsibilities within the Commercial Credit Department-Supervised credit and junior credit analysts-Served as business project lead for commercial loan operating system replacement project by vetting vendors, creating and presenting a business impact analysis to management, reviewing contracts, crafting business requirements, testing initial software release and subsequent SOW related releases, mapping processes, and crafting business procedures, as well as providing intra-department training, which helped the bank streamline processes, reposition its commercial lending business to capitalize on commercial & industrial (C&I) lending opportunities, as well as expand its small business loan portfolio-Gathered, analyzed, and compiled qualitative information and quantitative data (including not limited to financial statements, tax returns, personal financial statements, appraisals, leases, franchise agreements, Equifax business reports, credit reports, and RMA industry reports) into credit approval memorandums to support commercial credit approval/denial and rating recommendations for commercial & industrial (C & I) and commercial real estate (CRE) loans up to $59 million

-Promoted three times and assumed additional responsibilities within the Market & Credit Risk Department-Minimized financial default risk in the New England energy markets by creating business requirements, reviewing tech specs, testing, writing procedures, creating customer support guides, and providing training for a collateral margining system that monitored and enforced compliance with financial assurance FERC filed tariff requirements