Kenneth Hardaker Email & Phone Number

Pompton Lakes, Nj, Us

Whitehouse Station Nj

- Designed field sales and marketing strategy. Enhanced program adding a 10% in store discount.- Multiple program enhancement proposals pending.- Fours years of double digit growth as measured by In Network gallons. Loyalty rate of 69%, and a WEX application approval rate of 60%. Met or exceeded all sales target. - Provide customer service/ liaison between our customers and WEX our card provider network.- Utilize Microsoft 365, Microsoft Teams, Word, Excel, Powerpoint, MailChimp.

- Spin off of CMA Merchant Services, leveraging a similar customer base offering Custom Web Design,Web Hosting, Social Media Management, Web Maintenance, and Email Marketing too small and mid-sized companies. - Produce tribute videos for Funeral homes utilizing family photos. Produce 3D videofor the web and other marketing. - Produce specialized drone video for real estate and constructionindustry. - No involvement in day-to-day operations in any way since 2013. Perform minor bookkeepingservices and consult.

Founded the company (registered ISO/MSP with Visa/MC) in 1995, growing the business primarily onan Agent Bank Partnership concept CMA developed, to service small to mid-sized financial institutionsin the North Jersey market. Company was formed with the acquisition of Bergen Commercial Banksmerchant portfolio. Our model and reputation earned us a contract to manage on behalf of NovaInformation Systems aka Elavon(3 rd largest processor), Valley National Bank, and for Transfirst,Independence Bank. We sold 80% of the company revenue stream in September 2010, winding downoperations.Responsibilities: Managed Agent Bank Network (10 partner banks with over 200 branches), Managedoperational and customer service, Managed sales team and agent partners (12 direct reps, 3 agentoffices), Grew and maintained revenues to an annual $2 million. Overall responsibility for all financialaspects of the company.

New Jersey, United States

- Originally employed by the bank to create a card issuing program and to restructure and expand theirfledgling merchant processing program. - Completed all processes for BCB to become a member of Visa and Mastercard and an ICA/BIN clearing institution. - Revamped the merchant program and developed an agent bank program. - Created an affinity card, secured card, and traditional card program.

New Jersey, United States

Employed by FundsNet as a Sr. Accountant, for Dial a Chek, CashCall, and Merchant Processing.During tenure FundsNet was acquired by American Express. I was approached by two members ofthe senior management team at FundsNet, to assist them in acquiring the merchant services division,as the balance of the company was already being resold by American Express to Ryder PaymentSystems within months of the original acquisition. I played a key role in securing SBA financing tofacilitate the creation of NationalCard and to acquire the merchant portfolio. I accepted the position ofCFO/Treasurer of the company.