Worked with high net worth clients to provide holistic financial planning including advice on asset allocation, portfolio management, retirement outlook, estate planning, risk assessment, and life, disability and long-term care insurance needs. Brought in $31 million in new assets.

• Provided financial analysis for clients including risk assessment, portfolio analysis and asset allocation, life, disability and long-term care insurance needs.• Developed comprehensive financial plans for clients and manage their investment portfolios using mutual funds, managed accounts, stocks, bonds, annuities, managed futures, etc.

• Marketed and negotiated contacts with hospitals, doctors, provider networks, dentists and ancillary service providers throughout Utah. Evaluated adequacy of provider coverage and developed and implemented recruiting strategies. • Developed policy and strategy for Educators Mutual medical, dental, life and disability plans with other senior management.

• Designed, implemented and directed all benefit programs including medical, dental, life, flexible spending account and disability insurance programs and retirement programs for 3,000 employees. • Proposed and implemented self-funded medical and dental programs – initial savings of over $ 2 million over fully insured plans with no change in benefits. Designed and bid long- and short-term disability programs, increasing benefits and reducing premiums by $750,000.• Evaluated programs for effectiveness and for compliance with Federal and State regulations. Proposed changes to administration.

• Designed and implemented recruitment, selection and screening procedures for the University.• Recruited, screened and interviewed applicants.

• Developed job opportunities for disadvantaged individuals, marketing their skills to employers. • Provided counseling in areas of career development, training opportunities and job seeking skills.