Kennett Sinclair Email & Phone Number

Johannesburg, Gp, Za

Johannesburg Area, South Africa

Key Performance/Responsibility Areas:• Financial Needs Analysis:-o conduct financial needs analysis for clients.o recommend and implement the financial plan.o monitor and/or adjust the plan on a regular.• Investments Advice:-o advise and structure suitable investment portfolios for clients.o match the client’s risk profile with the investment portfolio composition.o monitor and manage investment portfolios for selected clients.o review and compare the investment performance of portfolios on a regular basis.o adjusting portfolios accordingly.• Risk Policy Advice:-o determine both the client’s areas of exposure and the need for risk cover, once a full finanacial needs analysis has been completed. o review the client’s risk policy portfolio on a regular basis.o adjusting the portfolio to meet client’s current needs and exposures.o implement claims • Retirement & Estate Planning Advice:-o determine the client’s current provision for retirement.o advise clients accordingly and implement the advice given.o monitor on a regular basis.o post-retirement planning.o advise on estate planning (eg. use of trusts, donations, provision for liquid estate, drafting of wills, etc). o implement and monitor tax efficient structures regarding income tax, CGT, VAT and estate duty tax for all clients (i.e. for individuals, companies, closed corporations, trusts and the like).• Other Responsibilities:-o drafting trusts deeds, resolutions, notice of trustee meetings, etc. o drafting of wills and testaments.

Johannesburg

Key Performance Areas:• Trade in various South African spot markets, primarily interest rate and equity markets.• Trade in the South African derivative markets, primarily financial and commodity (agricultural) futures markets.• Trade in offshore equity derivative markets (mainly index futures).• Trade in the currency markets using futures and ETF’s.• Trade in the international commodities markets via futures and ETF’s (gold, etc).• Analyze potential trading opportunities on a daily basis, using both fundamental and technical analysis.• Manage investment portfolios for selected clients (primarily equity portfolios).

Johannesburg

Responsibilities:• Take responsibility for the bank’s market making drive in government and parastatal bonds. • Manage and supervise the spot traders’ price-making activities, risk exposure and net trading positions on a daily basis. • Partake in weekly government and parastatal bond auctions.• Manage a proprietary interest rate hedge fund (based on market movements and the shape of the yield curve.)• Utilize the hedge fund to facilitate price-making on large volume deals for clients, offshore participants and in-house structured and corporate finance deals.• Use various hedging instruments which include options, swaps, FRA’s and currency.• Form part of senior management for interest rate operations (at MANCO level).• Help develop and implement the BATS bond (booking) system.• Develop and implement the GOVI future as a hedging instrument.• Conduct investment presentations to fund managers and other clients.Courses Completed:Swaps course.

Johannesburg

Responsibilities: Equity Research Analyst (1991 – 1994):• Analyze the banking, insurance and property-related sectors (as listed on the JSE).• Schedule regular meetings with the top management of the companies in these sectors.• Analyze and interpret financial statements.• Compile regular company and sector investment reports. • Forecast sector trends and earnings growth prospects of companies.• Identify investment opportunities/strategies and advise portfolio managers, pension funds and other institutional investors.• Conduct investment presentations to portfolio managers and pension fund clients. Associations:Member of the Investment Analyst Society.Responsibilities: Bond Floor Trader (1994 – 1996):• Develop a reliable client base which requires regular trading in the bond market.• Efficient execution of client orders/transactions on the JSE bond floor. • Advise clients on option pricing and strategies.• Valuate traded options on a daily basis.• Market making in OTC options (i.e. overnight/daylight/non-standardized options).• Interpret economic data and advise clients on the anticipated impact on the interest rate market and the yield curve.• Advise clients on buying/selling opportunities (including attractive switch opportunities) and the timing thereof.• Analyze the bond market on a daily basis (technical and fundamental analysis).

Johannesburg

Responsibilities:• Manage and control the daily cash flows of the bank, complying with the SA Reserve Bank and Government regulations.• Clearing and settling the bank’s daily liquidity position with the SA Reserve Bank.• Monthly certification with the SA Reserve Bank (liquid asset/cash reserve requirements).• Plan and manage all call and fixed deposits.• Tender for liquid assets at the SA Reserve Bank.• Manage the bank’s liquid asset portfolio (treasury bills, land bank bills, etc.)• Issue and trade (in secondary market) deposit instruments i.e. NCD’s.• Issue and trade (in secondary market) loan instruments i.e. BA’s, PN’s.• Work jointly with ALCO regarding interest rate management and liquidity requirements.• Manage the pricing and growth of the bank’s money market assets and liabilities.• Forecast, interpret and identify investment opportunities (i.e. repurchase agreements, stock carries, swaps, FRA’s, etc.).• Promote and maintain client relationships.

Johannesburg

Responsibilities:• Creative - conceive and create all investment marketing material (brochures, technicalbulletins, investment reports and the like).• Technical Responsibilities - monitor developments in the economic/investment fronts, monitor competitors’ investments performances and calculate periodic investment returns and portfolio compositions of Liberty client portfolios (equities, bonds, property and cash).• Administrative Function – prepare, control and distribute all marketing material, quarterly investment reports and monthly portfolio statements.• Public Relations – organize and monitor contacts with appropriate centers of influence, actuaries, pension fund trustees, employee benefit consultants, the media, etc.• External Contact - refers to regular contact with fund trustees and consultants/brokers by way of investment marketing presentations and fund report-backs.

Johannesburg

Responsibilities:• Conduct feasibility studies and advisory services to new and existing small businesses wishing to acquire financial and management assistance.• Feasibility studies include the evaluation of the entrepreneur, analysis and interpretation of financial statements, conducting market research, projecting cash flows, compiling break-even analysis and analyzing any other factors influencing the viability of the business.• Make recommendations regarding all aspects of the small business.• Implementation of recommendations.• Keep regular contact with clients, conduct after-care investigations (credit control) and implement approved loans.Courses Completed:Small business consultants course.Negotiation skills course.