My passion is to help small businesses secure financing. I work for business owners to get them the most amount of money, as quickly as possible, at the best term so they can focus on growing their business. Financing options include SBA loans, acquisition loans, equipment loans, commercial real estate loans, term loans, lines of credit, ABL, revenue based financing.In this role I meet with prospective clients and identify potential borrowing needs, and educate customers on various loan… Show more My passion is to help small businesses secure financing. I work for business owners to get them the most amount of money, as quickly as possible, at the best term so they can focus on growing their business. Financing options include SBA loans, acquisition loans, equipment loans, commercial real estate loans, term loans, lines of credit, ABL, revenue based financing.In this role I meet with prospective clients and identify potential borrowing needs, and educate customers on various loan products and requirements. I work with clients to gather and complete applications and other required documents to complete the loan package. I qualify and navigate borrowers through small business loan products, including SBA, conventional real estate, equipment, accounts receivable financing, and term loans. My role also includes coordinating the closing with the borrower and lender. Selected Skills and Accomplishments:• Grew regional revenue by 400% from 2017 to 2021• Typically close on $8-$12MM in loan volume annually. Deal sizes range from $20K - $5MM.• Structured financing for businesses ranging from simple loan packages to complex, multi-year deals. • Awarded over 30 5-star Google reviews for quality of service, professionalism, depth of knowledge, and responsiveness.• Conduct complex analyses on cash flow, equity, credit, and debt-service ratio assessments to determine viability of business. • Network, build, and nurture relationships with COIs such as bankers, CPA’s, commercial realtors, attorneys, business brokers, and other B2B providers. • Attend conferences, events, and association meetings to promote marketplace’s partners and lending products. Show less

Responsible for developing comprehensive risk profiles of small business owners based on financial and credit information gathered. Analyzed company financials, tax returns, bank statements, business reports, and other documents. Assessed risk and set appropriate pricing. • Promoted to Managing Underwriter in 2015. Trained, mentored, and approved loans for entry level underwriters.• Underwrote three to five files per day in fast-paced environment.• Compiled full write-up of… Show more Responsible for developing comprehensive risk profiles of small business owners based on financial and credit information gathered. Analyzed company financials, tax returns, bank statements, business reports, and other documents. Assessed risk and set appropriate pricing. • Promoted to Managing Underwriter in 2015. Trained, mentored, and approved loans for entry level underwriters.• Underwrote three to five files per day in fast-paced environment.• Compiled full write-up of lending decisions including analysis, and business deal summary. • Reviewed largest deals directly with senior leadership, including company CEO. Show less

Participated in setup of initial financials of a $189M joint venture mixed-use development known as Austin Landing. Developed transaction documentation for the project according to operating and contribution agreements. Analyzed and prepared P&L, balance sheet, and cash flow statement on a monthly, quarterly, and annual basis. • Made adjustments to the general ledger, accrual, and GAAP entries. Updated back up schedules and detail for closings.• Tracked and updated depreciation and… Show more Participated in setup of initial financials of a $189M joint venture mixed-use development known as Austin Landing. Developed transaction documentation for the project according to operating and contribution agreements. Analyzed and prepared P&L, balance sheet, and cash flow statement on a monthly, quarterly, and annual basis. • Made adjustments to the general ledger, accrual, and GAAP entries. Updated back up schedules and detail for closings.• Tracked and updated depreciation and amortization of fixed assets. • Tracked multiple job costs, and provided monthly updates on construction payables and on-going project progress. • Provided quarterly financials to joint venture members, and assisted with annual audit of financial statements. Show less

Responsible for billing assigned tenant’s prior year Common Area Maintenance, Insurance, and Real Estate reconciliations, resolving tenant disputes and making adjustments to be in agreement with lease. Managed and tracked month end reports in connection with erosion of recovery income, recovery summary, appeal summary, and management appeal fee income. Examined economics of shopping centers, established value for potential property tax appeal opportunities, and coordinated existing appeals with… Show more Responsible for billing assigned tenant’s prior year Common Area Maintenance, Insurance, and Real Estate reconciliations, resolving tenant disputes and making adjustments to be in agreement with lease. Managed and tracked month end reports in connection with erosion of recovery income, recovery summary, appeal summary, and management appeal fee income. Examined economics of shopping centers, established value for potential property tax appeal opportunities, and coordinated existing appeals with property tax consultants. Provided ad-hoc analysis to finance team for changes to recovery income due to changes in the economics of center for refinances, appraisals, etc.• Tax appeals resulted in $1.2M in taxes saved in 2009; $2.5M in taxes saved in 2010; $1.7M in taxes saved in 2011.• Developed process for estimating recovery percentages for accrual of CAM and Real Estate Tax income.• Team Lead on preparing prorations and adjustments to closing statements for properties being sold.• Performed monthly account reconciliation to the general journal and made adjusting entries to general ledger.• Managed, budgeted, and coordinated payment of property taxes for all properties. • Assisted in initial underwriting of potential properties for purchase using ARGUS software. Show less

Provided cost analysis of properties and proforma / feasibility analysis of development projects, budgets, and provided net cap reports to FIRNA for reporting on Tenant in Common investment company. • Performed accounts payable, accounts receivable, account reconciliations, tracked depreciation of fixed assets, made general journal and adjusting entries, maintained bookkeeping to provide month end financials• Assisted with audits and preparation of federal, state, and local tax… Show more Provided cost analysis of properties and proforma / feasibility analysis of development projects, budgets, and provided net cap reports to FIRNA for reporting on Tenant in Common investment company. • Performed accounts payable, accounts receivable, account reconciliations, tracked depreciation of fixed assets, made general journal and adjusting entries, maintained bookkeeping to provide month end financials• Assisted with audits and preparation of federal, state, and local tax returns• Responsible for collecting rent, leasing open units, and resolving tenant / property issues Show less

Worked with Supply Operations Team to collect and analyze data, create reports, and resolve purchasing issues. • Resolved $50M in rejected U.S. Government invoices for payment during a six-month period.• Researched and offset open U.S. government receipts in Oracle AR.

Provided assistance to team by data mining, researching, and organizing information into presentable, useful charts and spreadsheets through the use of Excel for Buyers