Kent Ostedgaard Email & Phone Number

Denver, CO

Analyzing commercial and consumer credits

Greater Denver Area

Secretary for our Foundation Board of Directors

Highlands Ranch, CO

Consumer and small business loans and deposit accounts. Assist in day-to-day operations of the branch.

Manage the financial affairs for our volunteer homeowners association.

Greenwood Village, CO

Contract position assisting in the collection of past due accounts, repossessions of collateral and the disposition of collateral assets. Initiated creative sales methods for asset disposition. Negotiated return of collateral to safe and secure sites. Negotiated sales of equipment with buyers and dealers and handled documentation compliance for asset sales.

Lakewood, CO

Sales and credit management for a truck leasing firm specializing in owner/operators

Managed the credit process from receipt of application to approval; prepared commercial credit analysis of applicant's financial statements for senior management review, including financial spreadsheets, ratios and formulas; verified documentation requests for accuracy and compliance with approval terms; supervised credit processing and documentation.

Opened and managed a loan production office for consumer and small business home equity loans and lines of credit. Developed a $2 million portfolio through an extensive network of referral sources. Maintained quality portfolio with less than.1% delinquency ratio. Managed office personnel and consistently held office expenses within budget.

Centennial, CO

Managed consumer loan department and assisted in marketing and administration of commercial loan department. Increased consumer loan portfolio from $400,000 to $2 million through development of extensive network and creation of new loan products designed for our market. Functioned as bank compliance and security officer and trained personnel in loan.

Palo Alto, CA

Managed consumer loan department of a large bank branch with $20 million portfolio. Consistently met or exceeded goals for new loan volume and cross-selling deposit products. Supervised five employees in loan and new accounts departments.

Assisted branch manager with credit application processing; administration of accounts, documentation and collections.

B.B.A., Finance And Marketing

Bachelor Of Business Administration, Finance And Marketing