I graduated from NTU Aerospace Engineering in 2018 with a CGPA of 4.81/5 (Highest Distinction) and have received various prestigious awards such as the Dean’s List and nominated to be the Valedictorian for graduation day. Having a gift for teaching, I was offered a PHD in computer science upon graduation, a chance to embark to be a professor, a career that I enjoy - Teaching. However it was during my internship at Singapore Airlines in 2017 when I realised what I’ve learnt in University has little to no applications in the working world. At the same time, I also had zero knowledge about managing my finances and that is when I felt that even though I did well in my studies, I am losing out to my peers in life. Hence that sparked my motivation to learn about managing finance. Coupled with my love for teaching, I came into my current career with the aim to educate people with financial knowledge that can help them throughout their life.I do comprehensive planning for my clients to ensure that they avoid the 3 'C's - conflict, confusion and cost. I walk alongside my clients to build financial blueprints from scratch that are customised towards their personal goals and dreams. Most of my clientele are young-to-mid working professionals in the areas of finance, engineering and healthcare. I do comprehensive financial planning, including risk management, retirement planning and legacy planning (e.g., wills, trusts, LPA). I am grateful to be distinguished as being among the top 5% of financial advisers worldwide and this is because of my loyal clientele who have placed their trust in my service and personally introduced me to their family and friends.In 2019, I am thankful that I went through a successful 13 hours major brain surgery. Through my own experience, I learnt the importance of having the right financial foundation to tide through major life crisis. This episode also gave me the opportunity to share my experience to the people I meet as there are many life lessons that can be learnt from. I believe that every client deserves the highest quality of advice. Hence it is my philosophy to continue to learn and acquire more knowledge so that I can serve my clients to the best of my ability. I am a Certified Estate Planner, Associate REIT Investment Advisor (ARIA) and a Certified Financial Planner which is the international Gold Standard in financial planning.Contact details📞 +65 86122446📩 kerhinho@ippfa.com