. Managed a team of underwriters and 3 branches in Southern California. Reviewed and signed loan files up to $750K that exceeded Underwriter's signing authority. . Structured loans and facilitated transactions from origination thru closing. . Maintained current knowledge of company guidelines and policies and procedures. ** I also worked in Secondary Marketing. I was the Sr. Credit Manager of Secondary Marketing. . Liaison between BNC and Investors. Provided credit/compliance cures on all loan sale files.. Interviewed, Hired, Trained and Supervised team of employees to assist in due diligence rebuttals for all loan sales.

. Reviewed loan packages and issued conditional loan approvals or denials based on company guidelines. Analyzed all income documentation and calculated debt to income ratio to determine borrower's ability to afford the loan.. Evaluated borrower's crdit report for the ability and willingness to repay debt.. Maintained current knowledge of underwriting guidelines and policies and procedures.