Mortgage Relationship Manager
Leicester, United Kingdom
Within this role I am responsible for progressing mortgage applications handed over from frontline consultants, carry out income validation checks, credit scoring, basic underwriting (NLA1) and packaging applications for Mortgage Advisors. • A very good knowledge of company lending policy and how to use this for assessing applications, validating income & appeals.• Progressing applications via handover from frontline consultants, continuing the customer journey ensuring they have an on-going positive customer experience.• Managing the relationship with customer throughout their application journey, being a main point of contact for queries, identifying any other product opportunities & making customers aware of them. • Working closely with support teams within the Mortgage Telephone area, Validation & Underwriters.• Having a high numerical skills ability to ensure I can correctly assess applications, validate income to ensure I give efficient, accurate decisions to customers and meet performance standards.• Basic underwriting, credit scoring, income validation and application packaging for MA2 or Decline Appeals to MCSU.• Having received by CeMAP qualifications, I can also use this within my role where applicable.• A self-managing role that also required organisational & time management skills which is an essential attribute in order to be successful in my role.• Focus on getting it right first time, each time for our customers, managing expectations & delivering great customerexperience.• Handling customer complaints through to resolution. Identifying root cause and where applicable providing feedback to respective areas.