Fintech Company

Roles & Responsibilities :• Conceived & Built Digital Lending Platform [DLP] for Straight Through Processing [STP] Customer Journeys• Designed and Built Customisable Risk Engine for Different Scoring Models• Led Multiple Partnerships for LMS / LOS Company for Integration of Scoreme APIs resulting in increased Revenue and Customer Base• Built and Conceived Products for Identity Platform from existing APIs to target Industries beyond Banking viz. Background Verification, Ecommerce, Payment Processing, Insurance, Gaming, Gambling, Crypto, NFTs, etc. Potential Revenue of 50 to 75 Million INR projected in the 1st yearKey Product Development Achievements :Scoreme Risk Engine: Customisable Scoring Model based on different data points captured by ScoremeAPIsDigital Lending Platform : White Labelled Platform as a Service for various lending journeys for different Lending Products.Background Verification Platform : Created Platform for BGV Industries with solutions for KYC and Moonlighting.

Roles & Responsibilities :• Instrumental for creating strategy for Ecommerce Activation for Targeting Tier 2 / Tier 3 Cities and Villages of India for Gold Savings and Loan Plan using Mobile Devices and Influencer Network.• Conceptualised Corporate Employees Program [CEP] & Influencer Entrepreneur Program [IEP] for Onboarding Customers at low acquisition cost.• Conceived New Android Mobile App for Dvara SmartGold that included Savings and Gold Loan Product.• Led Partnerships with PSPs [Payment Service Providers] using QR Code Holders at Collection Parters for Gold Buying and Saving. Went Live at 50+ establishments in Tier 2 Cities.• Part of Strategy team to build Gold Loan Origination and Aggregation Platform for servicing Gold Loan Business.Key Product Developments :SmartGold Mobile App : Digital Gold Savings and Lending AppQR Code Enabled Customer Onboarding : Unique way of tying up physical store with Ecommerce Platform to activate Gold Savings Business through Retail PSP Outlets

• Bootstrapped the new line of practices in areas of Trust & Safety, Brand Support, Content Moderation, AR/VR, and Sales Concierge, by setting up people, processes, partnerships, POC, and Products• Developing & Executing Marketing plans, from branding to digital marketing campaigns • Driving Inside Sales Team and Sales Campaigns • Led the Pre-sales pitch to the Client• Led & Closed International Partnerships with two large GLobal Product Companies to support the new offerings. • Led Product Development Offerings for New LOBsKey Product Development Achievements : Led Product Development of Pro-Match: A competition-monitoring platform using Robotic Process Automation [RPA] to scrape data using AI / ML Product Matching Engine, Natural Language Processing [NLP], and Computer Vision with Multiple Proxies Routing & Human Emulation Led Product Development of Pro-ViewAR: Augmented Reality [AR] enabled solution for Retail and Grocery Stores built on Android Mobile App with Multiple Language Support Was part of the Leadership Product Team for Wakency Platform: A Gig Economy Platform connecting Freelancers/Temp Workers to Gigs / Part-Time Jobs. It was a full stack product developed for both Mobile and Web on Android, iOS, React JS • Zoho CRM Integration, E-Sign, True Caller Integration, Mandrill / Mailchimp Integration, AWS Hosting with Laravel, Lambda, Load Balancer,S3, CloudWatch

• Built the Business from an Idea to a 100+ Employee company with a turnover of 40 Million INR in the 2nd year.• Involved in End to End Fund Raising from Market Research, Business Plan Development, Business & Financial Models, Investor Pitches, Due-Diligence, etc Raised Funds @ a $ 10 million Valuation. Raised 2 rounds of funding for the Company.• Scaling Business by Hiring CXO Level Leadership Resources• Implemented End to End E-commerce and Information Technology Setup from Architecture to Platform. Developed Internal ERP / CRM / POS & Operations Tech proprietary products for highly complex Hyperlocal eCommerce business.• Launched New Retail Products: Conceptualized and Executed the idea of house-colored shoes and built a sales pipeline of 50K+ pairs of shoe orders through various OEM Factories. Led the Development of Designer Uniforms with a team of Fashion Designers for High-End Schools.• Used Key Insights to drive optimum Operations using CAC, AOV, GMV, Bounce Rates, Conversions Rates, Abandon Cart Rates, Refund Rates, LTV, etc. both at the Operations Back-end & Front-End Web Interface. • Set up an Integrated Factory with the warehouse for last-minute production & sampling support.Technology and Products Led :Schoolwear.in : Online Responsive Ecommerce Platform built on Magento & Open Source Tech with multiple integrations for Payments, CRM, Logistics, ERP, WMS, etc. School-Uniform MIS: Cloud Based Platform with proprietary CRM for Managing Schools, standard-wise uniforms, sales data, etc.Sales Force Mobile App: Inhouse Android-based Salesforce app with geo-fencing integrated into School Uniform MIS. School Sales POS: Cloud Based Solution used for pre-booking Orders & Realtime Retail Sales integrated into eCommerce Platform & ERP.ERP: Cloud Based Application to manage the production of 1000 different SKUs of Uniforms from sourcing to packing, integrated with School-Uniform MIS, Ecommerce Platform, Sales Force Mobile App, and POS.

• Setup the Company from an Idea to 150+ Contracted Resources at peak and 25+ Dedicated Recruiters and Office staff• Built a Highly Profitable Venture and managed successive profits for all the years of operations with Avg. Growth Rate of 25% YOY turnover of 20 to 35 Million INR.• Developed Proprietary Tech for Applicant Tracking System with integrated Robotic Process Automation[RPA]. for Data Mining and IVR integration, Email and SMS Automation with Hands-on CodingTechnology and Products Led : Candidate Application Tracking System [ATS]: Proprietary In-house Technology Developed to Track Candidates with Automated tools for Parsing, Screening, Co-ordination with Client and Candidate, Auto-Interview and Meeting Scheduling, Automated Reminder, Billing, etc.Automated-Candidate Response System: Proprietary Integrated Platform developed integrating E-Mails and IVR automation for Candidate Data Aggregation and Screening.Data Mining RPA: Developed Robotic Process for scraping and parsing data from the job sites to collect matching candidate data and mining to the internal database.

• Instrumental in setting - HealthTech Startup back in 2000 at time of limited Net Connectivity in the country. [Startup Platform was Similar to Todays' Prato and 1Mg combined, way ahead of its time]• Among Early Pioneer in the Healthcare Platform in the country with ranking in top 100 Sites visited for healthcare then.• Fund Raising: Raised Friends & Family round of funding followed by an Angel Round @ Valuation of $15 Million • Spearheaded Development of Clinical Practice Management Solution for Doctors for various medical specialities• Had become Subject Matter Expert for All Healthcare / Clinical Practice Tech Systems.• Sales Development: Sold more than 50 K+ Licenses for Clinical Practice Management Solution.• E-commerce/Information Technology: Driven the complete product architecture for E-commerce Platform without any open source code.Key Tech Product Led Mediket2000.com: Complete Online Health / Medical Portal with more than Half Million Doctors' and Medical Service Provider's Data, along with Drug Encyclopaedia, Tests and Surgeries Information, Alternative Medicines Disease Information developed during 2000 Dotcom Boom. Indian Healthcare EncyclopaediaVirtual Hospital: Online Patient Consultation system developed with 100+ Doctors on Panel.e-Healthfile: Cloud Based Online Health Records System, developed on Secured Layer for patients to store their health records for online consultation.Online Pharmacy: India’s early online Pharmacy and Ecommerce Store with hyperlocal Chemists tie-ups to deliver OTC drugs and FMCG Products without any Open Source and from scratch.Clinic Management Solutions: Client Server Based Clinic Management Solutions for following specialitiesDiabetologist - Diabo-Ket | Cardiologist - Cardio-Ket | Ophthalmologist - Ophtha-Ket | Psychiatrist - Pshchia-Ket | Dentists - Dento-Ket | General Surgeon - Surgi-Ket. | Nephrologists - Nephro-Ket. | General Practitioner - PIMS. | Gynaecologist - Gynac-Ket