Loan Analyst
Navi Mumbai, Maharashtra, India
Core Competencies:• Correspond with the escrow/title companies, internal customers, and/or brokers in performing all tasks associated with obtaining and reviewing all loan documentation.• Ensure proper collating of documentation obtained, i.e. Corporate Documents, CIPs, all loan docs signed, Terms and rates match approval, all docs executed and review for accuracy: terms, rates, covenant requirements.• Coordinate and Contact settlement agents and title companies (via phone, fax, or email) to request outstanding documents and/or corrections.• Adhere to applicable compliance/operational risk controls by Company or regulatory standards and policies.• Keep up to date with the origination process; especially compliance, disclosures, processing, underwriting, and closing.• Enter post-closing conditions and comments into loan originating system and follow-up on outstanding conditions.• Review closed loan files to ensure that all required documentation is in the file, and all loan conditions have been met, approved, and signed-off.• Follow up with the necessary parties, to obtain all required post-closing documentation, as well as internal and investor loan conditions - including but not limited to.• Manages vendor support such as Title companies, attorneys, CPA's and appraisers, etc• Served as a liaison and Point of Contact between Loan Officers and Underwriters.• Reviewed documents such as residential loan applications, appraisal documentation, title research and discovery documentation, borrower's disclosure, and mortgage statements and payoff.• Interact with clients (Hedge Funds / Asset Managers / Managed Accounts), Agent Banks, Counterparties and other Internal departments (Fund Accountants, Operations. OTC Operations, Pricing) relative to bank loan processing.• Ensured compliance with all loan regulations.• Conditions precedent follow up and control.• Compliance with relevant legislation & regulatory requirements.
