Lead business transformation with results! Accountable with execution excellence, I have solid track record of delivering business growth, new business solutions and ecosystem partnerships through digital transformation. Development organic solutions and vendor partnerships which helps harness technology, design, data, and consumer research to uncover ‘real consumer needs’ with particular focus on designing profitable experiences. Near 30 years of commerce and financial industry insights, have successfully delivered strategic digitisation initiatives for international banks across Europe, Middle East, Africa and APAC regions. A proven leader in building award winning solutions, teams and data-driven value propositions across multiple brands, segments and geography. With spectrum of banking experience, I am able to take accountability of business and technical subjects. In banking, I have worked across Corporate, SME, Insurance, Retain and Wealth Management divisions.