• Managed complete Product lifecycle right from Requirement Gathering, Idea conceptualization, BRS creation, approach finalization, Q&A, training, handholding and post-delivery servicing• Responsible for Management of various stakeholders involved: Technology, Sales, Operations, Process and compliance, Testing, for timely rollout of new features and improvements • Experience in consultative solution sales and implementation of Collection and Payment Solutions like Payment Gateways, bulk payment disbursement systems, POS, CMS solutions among othersProjectsPublic Financial Management System (PFMS)• Part of the Product team handling Payments under various Direct Benefit schemes initiated from Public Financial Management System (PFMS) platform of Government of India, managing a portfolio of 17000cr+• Worked on Multiple features like API based account validation, Mobile App based transaction approval, process enhancements for DSC based transaction Processing among othersCustomized Payment Solution• Engaged in Planning, Designing, Developing and marketing of Customized Payment Platform to cater to the varied and specific needs of Government Agencies with focus on the Health Segment• Integrated Customised Payment Platform of ICICI bank with PFMS portal of Government of India as well with TDS and GST for Tax Deposit

• Analysed the implementation of monetization of road assets around the world against the implementation in India• Intensively studied the Concession Agreement of Toll Operate Transfer (TOT) model for holistic understanding of the model, compared the features of TOT model with other PPP models like EPC, HAM and BOT for an in-depth understanding about terms of contracts and utility of each model• Presented the findings to Senior Management with suitable recommendations for risk mitigation