Analytical authority leading and coordinating predictive model design and oversight across company contracts, including Department of Veterans Affairs (VA), Veterans Health Administration (VHA), Office of Community Care/Revenue Operations (OCC/RO)-Guides communication among stakeholders to evaluate existing analytical research and tools, as well as to educate leadership on appropriate application of model theory.-Develops economic theory and design of model applications.-Maintains oversight of programmatic development, implementation of model applications, validation of model performance, user testing, and model application production.

Department of Veterans Affairs (VA), Veterans Health Administration (VHA), Office of Community Care/Revenue Operations (OCC/RO)• Econometric development, production, and maintenance of the VHA revenue cycle Integrated Cost Forecasting Model (ICFM), used for annual allocation of VHA facility first and third party billing and collections targets.• Assist OCC/RO with analysis of key performance measures to identify business process improvement areas and facilities that require additional oversight.• Provide analytical support of the Consolidated Patient Account Center (CPAC) Workforce Optimization and Resource Planning Model (WORPM), used for workforce optimization of CPAC staffing.

Department of Veterans Affairs (VA), Veterans Health Administration (VHA), Office of Community Care/Revenue Operations (OCC/RO) • Econometric development, production, and maintenance of the VHA revenue cycle Integrated Cost Forecasting Model (ICFM), used for annual allocation of VHA facility first and third party billing and collections targets. • Assist OCC/RO with analysis of key performance measures to identify business process improvement areas and facilities that require additional oversight. • Provide analytical support of the Consolidated Patient Account Center (CPAC) Workforce Optimization and Resource Planning Model (WORPM), used for workforce optimization of CPAC staffing.

Federal Deposit Insurance Corporation (FDIC) Office of Corporate Risk Management (OCRM) • Engagement leader for an independent verification and validation (IV&V) of FDIC’s Least Cost Test (LCT) focusing on the effectiveness of the LCT Model at identifying the least costly failed bank resolution to the Deposit Insurance Fund. • Managed a staff of three for evaluation of key model inputs, theoretical and practical model construction, and model operational soundness. • Evaluation findings are used for research and development, where needed, of LCT Model modifications. Findings and recommendations are communicated to senior FDIC staff through formal presentations and reports. Small Business Administration (SBA) Office of the Chief Financial Officer (OCFO) • Independent verification and validation (IV&V) of re-estimate and budget formulation models. Review, execute, and analyze SBA 7(a), Certified Development Company/504, Secondary Market Guarantee, and Disaster loan models.Small Business Administration (SBA) Office of Credit Risk Management (OCRM) • Developed the risk-normalization algorithm for a holistic risk rating framework of the multi-billion dollar 7(a) and Certified Development Company/504 lender portfolios. These risk rating frameworks are the primary tool for conducting the Office of Credit Risk Management's (OCRM) lender portfolio review process. • Produce and present annual, quarterly, and ad hoc portfolio analyses to OCRM leadership. Department of Housing and Urban Development (HUD) Federal Housing Administration (FHA) • Analyze loan claim and non-claim termination trends for conditional and cumulative performance rate tracking. • Test, validate, and document loan life cycle econometric models for volume and loss severity forecasting. • Write and review the FY 2013 Actuarial Review of the Mutual Mortgage Insurance Fund (Forward and HECM).

• Develop and implement stratified random sampling techniques for loan populations of over 60 million records; input for payment default forecast models.• Research and development of multivariate logistic regressions, data imputation, transition matrices and model performance tracking for loan level payment forecasting.• Estimate conditional probability of prepayment, repurchase, default, modification and delinquency transitions using hundreds of borrower and loan level attributes such as credit bureau, interest rate and home price data. • Writing detailed model documentation and implementation guides addressing estimation and model back-testing performance results. Present and defend model documentation to Federal Housing Finance Administration and internal risk oversight for approval of use.• Evaluate in-sample back testing performance results and present model development updates to business users and implementation technicians for future model improvement.

• Developed SAS programs to track and monitor payment trends for loan retention programs such as HAMP.• Developed haversine methods to measure distance to Mortgage Help Centers.• Assessed financial impact of new loan servicing product initiatives and campaigns for executive management.• Managed and taught two interns about the Fannie Mae business and how to write SAS programs using Fannie Mae's loan level data.• Produced and presented new initiative population estimates to executive management for risk review.• Developed an adjustable-rate mortgage payment model. Standardized the method for determining date and amount of payment change based upon amortization schedule and future note rate.• Designed and presented several monthly performance reports of FannieMae’s modification programs for review by Federal Housing Finance Administration.

• Produced acquisition, delinquency and severity analyses of Single Family, Capital Market and HCD/Multifamily credit portfolios.• Lead collection and aggregation of all credit risk related managerial reports from Capital Markets, HCD/Multifamily and Single Family business units for review by executive management.• Developed and implemented a standard calculation for estimating dates when Hybrid ARM, Interest Only and Negative Amortizing loans will experience an interest rate recast. • Aided the development and ongoing monitoring of credit risk concerns for the Capital Markets, HCD/Multifamily and Single Family business units.