Kevin Ray

Kevin Ray Email and Phone Number

Process Excellence and Transformation Manager @ Finance of America Mortgage LLC
West Hollywood, CA, US
Kevin Ray's Location
West Hollywood, California, United States, United States
About Kevin Ray

Successful Financial Professional with over 30 years in mortgage operations and sales, with vision and success in managing all partners in the mortgage process. Background includes achievements in operations management, process improvement and sales. This combination has contributed to strong leadership skills with expertise in team building, operational efficiency and change management. My success is contributed to my commitment to building relationships and business partnerships. I know that it benefits to organization as a whole to build collaborative relationships, specifically between operations and sales in the mortgage industry, and motivating them to work together to achieve mutual goals. I bring experience in managing operations as well as creating new ones from the bottom up- hiring, staffing, developing policies and procedures, improving processes, and ensuring that changes and goals are effectively applied and communicated throughout the organization. With commitment to efficiency, production, sales and efficiency, I will lead the operation through change and transformation to achieve success, with the customer always being first.

Kevin Ray's Current Company Details
Finance of America Mortgage LLC

Finance Of America Mortgage Llc

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Process Excellence and Transformation Manager
West Hollywood, CA, US
Kevin Ray Work Experience Details
  • Finance Of America Mortgage Llc
    Process Excellence And Transformation Manager
    Finance Of America Mortgage Llc
    West Hollywood, Ca, Us
  • City National Bank
    Svp, Head Of Mortgage Banking Compliance
    City National Bank Dec 2024 - Present
    Los Angeles, Ca, Us
  • City National Bank
    Vice President, Senior Compliance Officer
    City National Bank Aug 2024 - Dec 2024
    Los Angeles, Ca, Us
  • City National Bank
    Vice President, Fair Lending Analyst
    City National Bank Feb 2024 - Aug 2024
    Los Angeles, Ca, Us
  • Finance Of America Companies
    Process Excellence And Transformation Manager
    Finance Of America Companies Oct 2021 - Feb 2024
    Tulsa, Ok, Us
    As Process Improvement and Transformation Manager, I am continually striving to improve processes and efficiency in the Retail, Wholesale, and Consumer Direct channels. Representing Operations, I serve as the lead in the planning and implementation of a new origination platform.I am committed to moving the organization forward by spearheading several new projects, including the creation of RPA opportunities, escalation of mortgage insurance and post-closing activities.
  • Kind Lending | Nmls #3925
    Vice President/ Manager Of Retail Operations
    Kind Lending | Nmls #3925 Feb 2021 - Oct 2021
    Santa Ana, California, Us
    Launched the Retail channel for Kind Lending, LLC. • Recruited, hired and staffed all areas, including Set-Up, RESP, Processing, Closing, and Management team.• Reviewed and updated all policies and procedures to ensure processes were efficient and in compliance.• Oversaw pipeline and ensured the operation consistently met production goals.• Handled escalations and resolved issues.Built alliance with Sales to collaborate in enhancing efficiency and work on common goals; this partnership stimulated growth strategies.
  • Union Bank
    Director/ Manager Wholesale Operations
    Union Bank Oct 2018 - Feb 2021
    San Francisco, Ca, Us
    In charge of daily operations of the Wholesale operation and responsible for productivity, process flows, service level agreements and quality performance of the 60 employees making up the Loan Set-up, Processing, Underwriting and Closing teams.Coordinated pipelines, exceptions and production reports within the channel, and guided teams in reaching performance goals.
  • Union Bank
    Director/Manager- Retail Operations Support
    Union Bank Feb 2014 - Oct 2018
    San Francisco, Ca, Us
    Managed staff and support services for three Retail operations of Union Bank. • Maintained focus on efficient Retail procedures as well as HMDA, Condo/DAP reviews and quality assurance. • Handled internal and external audit responses.Continually worked to improve processes, manage change, enhance systems and ensure application of new and revised regulatory requirements.
  • Union Bank
    Retail Mortgage Consultant
    Union Bank Jul 2013 - Feb 2014
    San Francisco, Ca, Us
    Originated services to customers and prospects seeking residential loans. Conducted in-depth interviews with applicants to gain insight into their needs and financial status to offer options and assess financial risk. Solicited new residential mortgages by building relationships with realtors, builders and developers.Increased sales by developing a marketing territory designed to educate the community about CRA programs.
  • Greentree Mortgage Company, (Gmac Mortgage)
    Manager, Operations
    Greentree Mortgage Company, (Gmac Mortgage) Feb 2012 - Jun 2013
    Managed team of Processors supporting Loan Officers and Area Sales Managers for Green Tree's Retail channel. Focused team on customer service, quality, productivity and pipeline management.
  • Metlife Home Loans
    Regional Fulfillment Manager
    Metlife Home Loans Sep 2011 - Feb 2012
    Irving, Tx, Us
    Rewarded and recognized for outstanding customer service efforts by associates. • Promoted a “Customer First” philosophy through all regional operations. • Partnered with Underwriting leadership and Regional Sales team to align fulfillment goals and sales strategies.• Recruited staff for Sales and Fulfillment teams.• Managed quality and performance for all Fulfillment sites in the region. Identified and addressed performance issues by working with site managers to identify root causes and implement action plans for improvement. • Monitored aged pipeline, pull through and turn ratio metrics to ensure the pipeline maintained efficiency. • Identified opportunities for improvement in Fulfillment sites through careful analysis of site performance.• Partnered with site management to ensure that the processes recommended were being followed. • Developed process strategies that would expedite company goals and objectives, and presented to corporate leaders. • Responded and managed customer escalations. • Developed mutual service level agreements.
  • Metlife Home Loans
    Fulfillment Center Manager
    Metlife Home Loans Oct 2010 - Sep 2011
    Irving, Tx, Us
    Managed Irvine Retail Fulfillment Center.• Ensured efficient process flow, quality performance, and managed service agreements.• Drove a culture of “Inspect What We Expect.”• Motivated staff with daily huddles, weekly sales meetings and monthly goal-setting meetings. • Validated and amended performance in coordination with the Site Quality Champion.
  • Home Savings Of America
    Senior Vice President/National Production Support Manager
    Home Savings Of America Oct 2008 - Oct 2010
    Us
    Led the National Production Support team providing operational support to the Regional Operations Centers and departments within the Lending division, including sales, credit policy and training. • Served as liaison between the corporate office, vendors and the Regional Operations Centers.• Developed operational policies and procedures; worked with Regional Operations Centers to ensure that policies and procedures were implemented and complied with in all Centers.
  • Home Savings Of America
    Senior Vice President/ National Operations Manager
    Home Savings Of America Oct 2008 - Oct 2010
    Us
    • Managed operations staff, providing direction and support to ensure loans are underwritten in a timely manner and setting goals to meet corporate objectives.• Worked directly with loan centers to assure salability of loans and resolve any issues.• Established operational policies and procedures and worked with Regional Operations Centers to ensure they were implemented and followed in all loan centers.• Ensured that performance standards were being communicated to staff and accurately measured by each Regional Operations Center.
  • Washington Mutual/North American Mortgage
    Wholesale Accounts Manager
    Washington Mutual/North American Mortgage Nov 2006 - Feb 2008
    • Established new brokers and nurtured current broker relationships to increase sales volume.• Set up and assisted brokers with the wholesale broker website.• Monitored broker production each quarter to ensure minimum production requirements were met.
  • Washington Mutual/ North American Mortgage Company
    Vice President/ Wholesale Loan Fulfillment Center
    Washington Mutual/ North American Mortgage Company Dec 2001 - Nov 2006
    Consistently ranked as one of the top Fulfillment Centers, based on:• Lowest cost per loan• Highest fundings per employee• Highest overall customer serviceSupported San Diego and Chatworth Sales offices which generated total monthly fundings of up to $1 billon with 2600 units. • Managed staff of 10 team managers and 140 employees. • Developed new processes for brokers and account managers that increased efficiency and enhanced customer service, such as standardizing email communications.
  • Washington Mutual/ North American Mortgage
    Assistant Vice President/ Retail Operations Manager
    Washington Mutual/ North American Mortgage Oct 1997 - Dec 2001
    Assisted with expanding the Retail District into four branches in San Diego, Escondido, Oceanside and Temecula, California. Monitored overall operations of branches, including FHA/VA insuring, profit and loss, fundings per employee, cost per loan, customer service and overall efficiency.

Kevin Ray Skills

Banking Mortgage Lending Loans Loan Origination Fha Refinance Residential Mortgages Mortgage Underwriting Customer Service Leadership Underwriting Management Usda Investment Properties Va Loans Risk Management Retail Government Loans Analysis Operations Management Real Estate Financial Analysis Process Improvement Recruiting Conventional Va

Kevin Ray Education Details

  • University Of Houston
    University Of Houston
  • Del Mar Jr. College
    Del Mar Jr. College

Frequently Asked Questions about Kevin Ray

What company does Kevin Ray work for?

Kevin Ray works for Finance Of America Mortgage Llc

What is Kevin Ray's role at the current company?

Kevin Ray's current role is Process Excellence and Transformation Manager.

What is Kevin Ray's email address?

Kevin Ray's email address is kr****@****ing.com

What is Kevin Ray's direct phone number?

Kevin Ray's direct phone number is +132391*****

What schools did Kevin Ray attend?

Kevin Ray attended University Of Houston, Del Mar Jr. College.

What skills is Kevin Ray known for?

Kevin Ray has skills like Banking, Mortgage Lending, Loans, Loan Origination, Fha, Refinance, Residential Mortgages, Mortgage Underwriting, Customer Service, Leadership, Underwriting, Management.

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