Designed and developed CBA Term Deposit Headline pricing models, focusing on the Household Segment. This was completed with in-depth analysis on CBA rates competitiveness against the market, seasonality, product segmentation and variables selection. The model was built using techniques such as Lasso Regression, Linear Regression and cross validation.

- Designed and developed CBA Personal Loan Application scorecard, focusing on the New to Bank segment. This was completed with in-depth analysis on population bad rates, customer segmentation, reject inferences, variables selection, variables transformation and build models using Logistic Regression, GBM and clustering techniques.- Collaborated with BankWest Perth to conduct risk assessments of their Credit Card application scorecard. This includes assessing statistical metrics such as… Show more - Designed and developed CBA Personal Loan Application scorecard, focusing on the New to Bank segment. This was completed with in-depth analysis on population bad rates, customer segmentation, reject inferences, variables selection, variables transformation and build models using Logistic Regression, GBM and clustering techniques.- Collaborated with BankWest Perth to conduct risk assessments of their Credit Card application scorecard. This includes assessing statistical metrics such as Gini, Log Odds Alignment, KS and Population Stability Index to assess the fit for purpose of the current model. - Re-calibrated the CBA home loan Early and Mid-Stage collections models against internal group risk policies. This exercise was done to re-assess whether the models were still fit for purpose and also re-calibrating the coefficients of the current models. Show less

Design and build business solutions to help improve business process and profitability. (Base SAS, Enterprise Guide, DB2)Provide technical support and resolve business issues. Perform data analysis and provide insight and understanding of in-house data to higher managements and business stakeholders.