For nearly 40 years, I have made my career in finance. My passion for helping people achieve their dreams of homeownership led me to concentrate exclusively on home mortgage financing in 2001. Since that time, I have helped countless families and individuals in San Francisco, Marin, Santa Clara, and the greater Bay Area to achieve their homeownership goals. The philosophy I bring to my work is simple: my goal is to provide you with superior service at all times and give you the data necessary to make a wise decision.I strive to foster successful relationships with my clients. When you work with me, you can rely on me to put my experience and knowledge to work for you. Thanks to the relationships of Welcome Home Funding, I’m able to offer borrowers a comprehensive selection of mortgage and refinancing programs. These include conventional loans, jumbo loan products, FHA*, VA, Commercial and many other loan programs.Earlier in my professional life, I founded and financed companies in marinas, wind energy, and gas-electricity production and distribution. This experience has given me the expertise needed to manage complex financial situations. I put this experience to work for my clients who are seeking to purchase or refinance a primary residence, a vacation home or an investment property.I am originally from New York, and I earned my Bachelor of Science degree from Yale University. Northern California has been my home for 30 years, and I now live in San Rafael. I enjoy many outdoor activities in the Bay Area, including golf, swimming, diving, biking and running – and I treasure time spent with my two daughters and four grandchildren.As a San Francisco-based Mortgage Loan Originator, I take time to understand the full picture with each client. I believe that excellent service and a reputation for integrity and reliability are important to helping you find and finance the home of your dreams.