Kevin Shellberg Email & Phone Number

Cincinnati, Oh

For more than 125 years Park National Bank has offered banking services to individuals, families, and businesses in a style that customers find unique, valuable and refreshing. Park remains true to small-town values such as personalized service and professional reliability, and combines them with all the resources, expertise and options of a large bank. Park’s Southwest Ohio and Northern Kentucky division is part of the Park National Corporation (NYSE AMEX: PRK), a family of 11 successful community banking divisions and two specialty finance companies with a total $6.7 billion in assets (as of March 31, 2013). I’m a Consumer Lender at Park National Bank. Talk to me about what Park can do for you or your business indirect lending program.The bank offers numerous Direct and Indirect consumer lending options, including Home Equity, Auto, Motorcycle, Boat, and Recreational Vehicles. Competitive rates and personal underwriting and client services allows for Park to become your Dealership's local lender. Indirect Program benefits include:NEW VEHICLE RATES on ALL MODEL YEARS (must have 700+ credit score)Extended Terms & No mileage or LTV restrictions Local Lender, Friendly Staff, & Accessible 7 days a weekFast Turn-Around Time, Flexibility, & Quick Funding

Cincinnati, Ohio Area

Provided executive leadership and support for consumer lending division. Prepared report analysis and made strategic recommendations to Board of Directors. Relationship manager for national consumer lending programs, resulting in $50M-$60M of annual indirect retail sales finance volume. Negotiated Rate/Terms/Programs and reviewed agreements needed to facilitate Champion retail sales growth in 80 markets. Double lending volume in three year period between 2003-2005. Determined program offerings based on market conditions, consumer behavior, & margin/discount requirements of company.•Assured that all programs/policies/sales practices and advertising are within compliance of the consumer lending industry. Responsible for elevated customer satisfaction complaints and resolution with corresponding lender. Developed and Participated as an instructor to help assure Factory Representatives are properly trained in documentation preparation and how to sell/offer the proper financing product to Champion customers.Strategic Accomplishments from 2011 to 2013• Increased overall approval % by 8%• Increased Financing Penetration by 44%• Increased Overall Financed Sale by 16%• Decreased Dealer Discount Cost by 28%

Managed various consumer loan production offices for consumer finance and bank affiliates consisting of A-D risk Home Equity and Indirect Auto Loans.Responsible for all facets of branch operations, including P&L, business development, processing, underwriting, post closing, loan servicing, delinquency/charge off control, and compliance. Earned multiple achievement awards for volume and productivity.