Khaled Bin Kamal [Cerm, Cfc] Email & Phone Number

Dhaka, BD

-Overall risk management of digital bank as per regulatory guideline & bank's policy
-Participate in preparing risk strategy of the bank
-Help management to enact forward looking risk management culture within the bank
-Report board with required risk triggers,red flags in business & operations
-Review various policies,processes,campaigns.

Dhaka, Bangladesh

Courses taught in MBA
1.Financial Statement Analysis for Banks

Dhaka, Bangladesh

Google Scholar Page- https://scholar.google.com/citations?user=PtkcCO0AAAAJ&hl=en&oi=ao

Have been keen in research activity, particularly in the area of Finance, Sustainable finance, climate risk, sustainable business, Corporate Governance, Risk Management etc.

1. Research Paper title- Do Gold, Oil, Equities and Currencies hedge economic.

Virtual Think Tank

Ideas for development(www.ideasfd.org) is a virtual think tank, aiming to supporting government, regulator, donners, private organizations & other stakeholders by sharing effective ideas, recommendations, suggestions, directives & guidelines to address different critical concerns, challenges of the businesses.

My Major responsibilities here:
1..

Bangladesh

Senior level risk ombudgement for the group to look after enterprise wide risk and manage all key risks in line with approved risk management policy and appetite.

Achievement:
-Risk management policy for the group
-Risk management framework
-Risk Profile of the RMG segment
-BCP policy
-Proposed org chart for risk management team

Dhaka, Bangladesh

Dhaka, Bangladesh

Full -fledged financial and management consultancy for both emerging and mature companies with cutting -edge & time-befitting solutions and expertise

Dhaka

-Financial strategy, planning & execution
-Embed Treasury solutions at Treasury
-Financial Risk Management
-Optimal financing portfolio
-Balance sheet restructiring
-Liasion with banks, FIs, regulators
-Leadership role in managing 18 memebr team

Achievment:
*Net Profit -BDT 138 Cr in Q2,24FY- positive net profit in Q2,24FY.

Dhaka, Bangladesh

-Internal control and risk based audit function
-B&M strategy of the company and support CEO to execute B&M agenda of the company
-Research & development function
-Business strategy for all SBUs
-Review the feasibility of different new business
-Perform thorough feasibility of current project
-Highlight key business and economic.

Dhaka, Bangladesh

Responsible for managing enterprise wide risk e.g. credit risk, liquidity risk, operational risk, money laundering risk, fraud risk, other financial & non-financial risk of BRAC Bank as 2nd line of defense & ombudsman. The portfolio I had to mange was then $ 3.5 Billion Asset, $2.5 Billion Liability, 10k resources, a network of 187 branches, 450 ATMs, 1000.

Gulshan Avenue, Dhaka

1. Managing Operational risks for retail bank segment with the tools, guidelines, policies & procedures provided by Group operational risk team of the bank

2. Responsible for risk culture, training, awareness, socialization, risk governance. risk committes etc.

3. FATCA (Foreign Account Tax Compliance Act) championing for Retail.

Nestle Bangladesh Ltd was my first employer & I was pretty much excited with the environment of the company.It was simply spledid!.

1.I was looking after Taxation issues of company including staff tax, AIT,VAT& others

2.I had to deduce the prices of product which was the key to assessing financial statement, forecasting, budgeting.

• Being an Intern at 'Credit & Collection Unit', I got to learn a lot of basics on credit assessment.That was basically my intro to corporate arena
  
  Key Responsibilities
  
• Analyzing bank statements provided by loan seekers for following types of loans:
  
  > Flexi Loan.
  > Personal Loan.
  > Islamic Personal Loan.
  > Business Finance Loan.
  
  
• Assessment of income level of loan seekers to assist credit analyst for analysis/approval of credit profiles.

Master Of Business Administration - Mba, Business Administration And Management, General, 3.86 Out Of 4 Scale (2Nd Highest In Batches)

Certified Expert In Risk Management, Enterprise Risk Management, A [2Nd In Merit Position]

Bachelor Of Business Administration - Bba, Finance & Banking, 3.85 Out Of 4 (Among Top 7 Scorers)

Activities and Societies: 1.Finance Alumni Association (FAA) 2.BBA 6th Batch 3.Muhammad Mujibul Kabir CFA Fan Club University of Dhaka.

Leadership Certificate In Managerial Communication, Organizational Leadership

Leadership style in modern business arena Leadership communication Business Communication

Certified Financial Consultant, Financial Consultancy, Pass

Activities and Societies: Financial Planning, Business Planning, Project profiling, Distress Management, Marketing Strategy License No.

Certified Management Consultant, Management Consultancy

Activities and Societies: Promoting Career in Management Consultancy, Devising one's credential to serve excellent in management.

H.S.C, Commerce, 19Th Position In Merit List [Dhaka Board]

Activities and Societies: 1. Member of Notre Dame Natya Dall 2. Member fo Notre Dame Business Club 3. Member of Notre Dame Rotaract Club *.

S.S.C, Science