Khalid Muhammad Email & Phone Number

Sharjah, United Arab Emirates

United Arab Emirates

• Reporting to Branch Manager; on spot identifying & solving customers after sales needs like issuance of bank statement, cheque book requisition, KYC update, account activation, account closure, credit card.
• Opening personal & company accounts; ensuring Account Opening procedures are strictly adhered to as per policies and guidelines.
• Identifying & fulfilling financial needs of new to bank walk in customers like Personal Finance, vehicle finance, home finance, commercial finance, business Finance, credit cards etc.
• Cross selling of other banking products like fixed deposit, takaful & gold certificate to increase portfolio for the Bank.
• Issuing letters like Liability letter, No Liability Letter, Vehicle Release Letter, Account Confirmation letter, Account Balance Confirmation Letter, Authorized Signatory Confirmation Letter, Police Letter etc.
• Sourcing new business in system using banking application.

United Arab Emirates

• Reported to the Team Leader; maintained excellent relationship management skills; understood, identified business requirement.
• Over achieved assigned sales target to 180%.
• Marketed and sold Personal Finance.
• Empanelled new companies to source accounts, personal loans & credit cards.
• Cross- sold other banking products like account opening, credit card and takaful.

Dubai

• Reported to the Team Manager; maintained excellent relationship management skills; understood, identified business requirement.
• Over achieved assigned sales target to 123%.
• Marketed and sold Personal Loan.
• Empanelled new companies to source accounts, personal loans & credit cards.
• Cross- sold other banking products like account opening, credit card and Bancassurance.

Dubai & Sharjah

• Reported to the Team Leader; worked in the areas of Financial Analysis, Customer service and Relationship Management.
• Over achieved assigned sales target to 120%.
• Marketed and sold Personal Loan to Self Employed, Business Loan.
• Analytically evaluated the company’s financial statements; structured trade specific facilities based upon customer's requirement and financial condition.
• Evaluated risks, decisions necessary to structure financial requirements; comprehended transaction needs and provided the best customer service possible.
• Actively sourced new business/customers to the division through prospecting, networking and leveraging referrals from existing customers, internal and external networks.

Masters Of Science, Space Science

Bachelor Of Science (B.Sc.)

Certificate, Digital Marketing

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