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Pratik Khandelwal Email & Phone Number

Head - Credit Policy & Collection Strategy @ PayU Credit | IIT Roorkee| FRM at PayU

Location: Gurgaon, Haryana, India 10 work roles 4 schools

1 work email found @axtria.com 1 phone found area 877 LinkedIn matched

✓ Verified May 2026 4 data sources Profile completeness 100%

Current company

PayU

Role

Head - Credit Policy & Collection Strategy @ PayU Credit | IIT Roorkee| FRM

Location

Gurgaon, Haryana, India

Company size

3483 employees

Who is Pratik Khandelwal? Overview

A concise factual answer block for searchers comparing this professional profile.

Quick answer

Pratik Khandelwal is listed as Head - Credit Policy & Collection Strategy @ PayU Credit | IIT Roorkee| FRM at PayU, a company with 3483 employees, based in Gurgaon, Haryana, India. AeroLeads shows a work email signal at axtria.com, phone signal with area code 877, and a matched LinkedIn profile for Pratik Khandelwal.

Pratik Khandelwal previously worked as Director - Risk at Payu and Senior Manager Risk Analytics at Payu. Pratik Khandelwal holds Bachelor Of Technology (Btech), Metallurgical & Materials Engineering from Indian Institute Of Technology, Roorkee.

Company email context

Email format at PayU

This section adds company-level context without repeating Pratik Khandelwal's masked contact details.

{first}.{last}@axtria.com

86% confidence

AeroLeads found 1 current-domain work email signal for Pratik Khandelwal. Compare company email patterns before reaching out.

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Profile bio

About Pratik Khandelwal

Risk Professional with 9+ years of experience across Risk Strategy, Portfolio Management, Analytics and Datascience. Skilled in building core risk frameworks, nurturing people and delivering measurable outcomes with a deep understanding of technology, analytics and financial industry. In the last 6 years, I have built risk vertical for Payu Finance from ground up. Laid down basic practices of risk management, supported the growth of BNPL product and further expansion into other retail lending products. Currently Leading cash loans credit policy & collection strategy for all credit products.Prior to that, worked as risk consultant for US based financial services companies for 2 years where I consulted fintech startups as well as large holding companies in building credit & fraud risk evaluation framework, scoring engine, regulatory models for loss provisioningGARP certified professional in Financial Risk Management. A proven leader that thrives in fast paced environments that demand a high level of adaptability while having the ability to deliver results on time and with exceptional quality. I am open to connecting and networking

Listed skills include Data Analysis, Sas Programming, Small Business Lending, Microsoft Excel, and 23 others.

Current workplace

Pratik Khandelwal's current company

Company context helps verify the profile and gives searchers a useful next step.

Payu

Head - Credit Policy & Collection Strategy @ PayU Credit | IIT Roorkee| FRM

Gurugram, HR, IN

Website

payu.com

Employees

3483

AeroLeads page

Company profile

Experienced Head of Risk in the Consumer Lending(Lazypay) business, specializing in pioneering Buy Now Pay Later(BNPL) product:Successfully managed risk for the groundbreaking BNPL product during its initial launch.Instrumental in driving the product's remarkable growth from zero to 100 crore originations per month while ensuring effective risk.

May 2017 - Mar 2018

Associate

Axtria - Ingenious Insights

Berkeley Heights, NJ, US

Apr 2016 - Apr 2017

Business Analyst

Axtria - Ingenious Insights

Berkeley Heights, NJ, US

Jul 2015 - Mar 2016

General Manager

Alumni Relations Cell, Iit Roorkee

Worked directly under Dean of Alumni Affairs for strengthening of the alumni - institute relationship. Organised a series of guest lectures, seminars, talks and alumni meets to keep alumni connected.

Jul 2013 - Apr 2015

Research Analyst(Intern)

Innoplexus

Frankfurt, Hesse, DE

Identified and validated Key Opinion Leaders for the promotion of a breast cancer drug in European, African and Middle East countries for a US based Fortune 500 pharmaceutical client. Explored white space opportunities in Oncology in Sub-Saharan Africa for a leading US based pharmaceutical company through capability assessment and detailed secondary.

May 2014 - Jul 2014

Research Analyst & Technical Support(Intern)

Rays Power Infra

Jaipur, Rajasthan, IN

The work was related to the solar energy systems and the research in making of low cost and high efficient solar cells.State Solar Policies were studied to perform ROI upon setting up solar plants in states like Uttar Pradesh, Punjab, etc as well as in countries like Sudan, South Africa, etc.

Jun 2013 - Jul 2013

Team & coworkers

Colleagues at PayU

Other employees you can reach at payu.com. View company contacts for 3483 employees →

MF

Muhammad Fazil Colleague at Payu Mardan District, Khyber Pakhtunkhwa, Pakistan, Pakistan View → PS

Prabhat Singh Colleague at Payu Bengaluru, Karnataka, India, India View → JK

Julia Kossakowska Colleague at Payu Warsaw, Mazowieckie, Poland, Poland View → MF

Mohd Furqan Ali Colleague at Payu Mumbai, Maharashtra, India, India View → UR

Uma Rathore Colleague at Payu Bhopal, Madhya Pradesh, India, India View → PR

Pranav Rane Colleague at Payu Thane, Maharashtra, India, India View → KN

Kartik Nuniwal Colleague at Payu New Delhi, Delhi, India, India View → SS

Swati S. Colleague at Payu Bengaluru, Karnataka, India, India View → AT

Apurwa Tripathi Colleague at Payu New Delhi, Delhi, India, India View → MC

Madhukrishna Chakali Colleague at Payu Kurnool, Andhra Pradesh, India, India View →

4 education records

Pratik Khandelwal education

Bachelor Of Technology (Btech), Metallurgical & Materials Engineering

Indian Institute Of Technology, Roorkee

Financial Risk Manager (Frm®), Risk Management

Global Association Of Risk Professionals (Garp)

12Th, Science

Subhash Public School

10Th, Cbse

Bns Dav Public School

FAQ

Frequently asked questions about Pratik Khandelwal

Quick answers generated from the profile data available on this page.

What company does Pratik Khandelwal work for?

Pratik Khandelwal works for PayU.

What is Pratik Khandelwal's role at PayU?

Pratik Khandelwal is listed as Head - Credit Policy & Collection Strategy @ PayU Credit | IIT Roorkee| FRM at PayU.

What is Pratik Khandelwal's email address?

AeroLeads has found 1 work email signal at @axtria.com for Pratik Khandelwal at PayU.

What is Pratik Khandelwal's phone number?

AeroLeads has found 1 phone signal(s) with area code 877 for Pratik Khandelwal at PayU.

Where is Pratik Khandelwal based?

Pratik Khandelwal is based in Gurgaon, Haryana, India while working with PayU.

What companies has Pratik Khandelwal worked for?

Pratik Khandelwal has worked for Payu, Axtria - Ingenious Insights, Alumni Relations Cell, Iit Roorkee, Innoplexus, and Rays Power Infra.

Who are Pratik Khandelwal's colleagues at PayU?

Pratik Khandelwal's colleagues at PayU include Muhammad Fazil, Prabhat Singh, Julia Kossakowska, Mohd Furqan Ali, and Uma Rathore.

How can I contact Pratik Khandelwal?

You can use AeroLeads to view verified contact signals for Pratik Khandelwal at PayU, including work email, phone, and LinkedIn data when available.

What schools did Pratik Khandelwal attend?

Pratik Khandelwal holds Bachelor Of Technology (Btech), Metallurgical & Materials Engineering from Indian Institute Of Technology, Roorkee.

What skills is Pratik Khandelwal known for?

Pratik Khandelwal is listed with skills including Data Analysis, Sas Programming, Small Business Lending, Microsoft Excel, Fintech, Vba, R, and Credit Risk.

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