Get our deep Commercial Banking experience working for you. Here's how we can help: 1) Loan proposals are prioritized:Every borrowing client is assigned a business risk rating(BRR) which drives pricing, reporting and level of scrutiny. We understand the factors that influence the BRR as well as covenants that the lender or bank will review on any deal. Knowing this we can help prepare the loan proposal with the appropriate deal structure and negotiate accurate pricing. This will translate into lower borrowing costs as well as deliver significant time savings by eliminating the annoying back and forth with the bank. 2) Loan reviews go smoother and business credibility improves:Lenders also require various reports at certain frequencies and this is dependent on the type of loan facilities and the BRR. Most reporting other than annual financial statements is customized and requires time and effort to prepare. Often there is useful information that can be gleaned from the reports but most businesses are not privy to this knowledge. Engaging us to set up reports and provide periodic reviews with useful suggestions for the business will not only help you but also build credibility with your lender. 3) Bank service fees brought under control- stop leaving money on the table: Bank transactions are the most overlooked area when considering costs. This is because fees related to daily operations are a black box. Usually your staff go about their daily business of sending wires, processing credit card payments, depositing cash and cheques without significant consideration to costs associated with processing the transactions. Is there a way to uncover cost savings in this area? Absolutely! Using our expertise we review review bank and merchant statements and devise optimal solutions. Not only will there be cost savings but we can help set up services in a way that makes internal processes more efficient and aligned with business operations.