Khushbu Anderson Email & Phone Number

Montpelier, Vermont

Oversee the Asset Liability Management (ALM) team. The team quantifies the interest rate risk exposure of the enterprise, ideates and implements methods for the management of interest rate risk, as well as provides support to financial reporting, other actuarial functions, and the investments team.

Montpelier, Vermont

Analyzed and executed new capital management activities to support the financial needs of the company. Able to frame and evaluate complex issues quickly and form multiple perspectives, including strategic, operational, and financial, then apply sound practices to execute the solution.

Provide leverage to ensure team can sustainably meet responsibilities by building and improving processes to continually support goals of the business development plans.

New York, New York

Assessed risk of the business/transaction and negotiated proper structure to mitigate risks and maximize portfolio returns to efficiently deploy the bank’s balance sheet. Focus was on Agency RMBS, Esoteric ABS, traditional ABS, and special situations structures (For example - IPOs and Bridge Loans)•Structured and approved transactions within my given risk tolerance and limits. •As part of the approval process, led the onsite due diligence process for investments of $15- $350… Show more Assessed risk of the business/transaction and negotiated proper structure to mitigate risks and maximize portfolio returns to efficiently deploy the bank’s balance sheet. Focus was on Agency RMBS, Esoteric ABS, traditional ABS, and special situations structures (For example - IPOs and Bridge Loans)•Structured and approved transactions within my given risk tolerance and limits. •As part of the approval process, led the onsite due diligence process for investments of $15- $350 million. The process included full day discussions with executive management team, reviewing the business model, and assessing the financial profile of the company to identify key risk factors and investment viability.•Forecasted the performance of a finance company portfolio by using cash flow analysis, benchmark scenarios, and comparative analysis of the overall business and industry.•Negotiated audit scopes with third party auditors to review compliance procedures, credit profile of underlying assets, and regulatory requirements. Provided sign off on final audit for transactions. Show less

New York, New York

Co-managed the Commercial ABS, Esoteric, and Emerging Markets group. Portfolio of insured debt totaled $15 billion and includes EETC, Pooled Aircrafts, Equipment Leasing, Intellectual Property, Timeshare, Triple-X Insurance, Trade Receivables, Health Care Receivable, Auto Fleet Leasing, and Mutual Fund Fees. Position reported to the CRO.•Set up the risk management framework for managing the non-traditional assets classes. •Managed the restructuring of transactions from a… Show more Co-managed the Commercial ABS, Esoteric, and Emerging Markets group. Portfolio of insured debt totaled $15 billion and includes EETC, Pooled Aircrafts, Equipment Leasing, Intellectual Property, Timeshare, Triple-X Insurance, Trade Receivables, Health Care Receivable, Auto Fleet Leasing, and Mutual Fund Fees. Position reported to the CRO.•Set up the risk management framework for managing the non-traditional assets classes. •Managed the restructuring of transactions from a financial risk standpoint, by liaising with various constituents such as participating banks, attorneys, ratings agencies, and external auditors. •Made recommendations to place transaction or entity on credit watch list and monitor performance for updates.•Facilitated amendments, including reviews of legal documents, interfacing with the new business group, investment banks, rating agencies, and external/internal counsel. Show less

New York, New York

Conducted in-depth company and industry research supporting specific engagements, including the identification and evaluation of buying and selling opportunities for investment grade bonds backed by Mortgage and Credit Card receivables.•Built accurate, stable, and flexible cash flow models to incorporate deal structural attributes to support investment decision-making and risk evaluation.•Created internal credit memos for asset allocation strategy which included credit profile… Show more Conducted in-depth company and industry research supporting specific engagements, including the identification and evaluation of buying and selling opportunities for investment grade bonds backed by Mortgage and Credit Card receivables.•Built accurate, stable, and flexible cash flow models to incorporate deal structural attributes to support investment decision-making and risk evaluation.•Created internal credit memos for asset allocation strategy which included credit profile of issuer/servicer names, market data sets to support research and, trading/bond valuation analysis to internal constituents (PM, senior management, and Investment Committee).•Improved operational efficiency of manual processes by implementation of streamlined data management system. Show less

New York, New York

Performed risk management and remediation on ABS and Conduits portfolio totaling over $40 billion in exposure.•Formulated recommendations for impaired or under-performing credits along with presenting the analysis and loss remediation strategies to executive management team.•Evaluated policies and procedures to benchmark findings against actual performance and understand variances as well as trends so it can be addressed in the transaction structure.•Developed and… Show more Performed risk management and remediation on ABS and Conduits portfolio totaling over $40 billion in exposure.•Formulated recommendations for impaired or under-performing credits along with presenting the analysis and loss remediation strategies to executive management team.•Evaluated policies and procedures to benchmark findings against actual performance and understand variances as well as trends so it can be addressed in the transaction structure.•Developed and implemented dynamic reporting to enhance analysis of the existing portfolio and risk measures. Used the analysis with ratings agencies to negotiate upgrade of underlying transaction ratings to release capital requirements which resulted in $300-$400M of capital savings. Show less

New York, New York