Transforming Amartha beyond p2p lending fintech

Explore new ways for Amartha to improve existing business and expand into potential new territories. Key Projects:- Deliver POJK 77 Peer-to-Peer Lending License to Amartha. - Launch Warung Financing Partnership with Mitra Bukalapak. - Develop Amartha 3.0 process and product blueprint- Develop Group Lending Risk Framework to reduce loan delinquency

Managing team of high-performing millenials on a mission to drive financial inclusion for unbankable population in IndonesiaResponsibilities include :- Develop strategy for overall lending Amartha business model - Develop new loan product or services for 120k Amartha lenders and beyond- Seek and establish partnership to support both previous objectivesAlso internally moonlight as Product Manager for Amartha experimental / skunkworks projects. Lead a bunch of dev, UX and testers to prototype innovation within business unitWorks with tech stack such as :- Amazon Rekognition- Block chain- GRPC- Golang- Microservices

Managing both operations and development of Amartha's new operating model, Amartha GO (AGO). AGO aimed to improve current repayment collection which still relies field officer into more efficient agency model. AGO also paved technological backbone for Amartha in order to offer more diverse financial services such as Saving, Bill Payment and Remittance. As Lead Operations, i manage a team which responsible for :- Concept development (including developing business model, market validation, business analysis)- Product development ( creating product roadmap, proposing new features, prioritzing which features to develop, approving development results)- Running the operations( developing the SOP and incentives, training branch-managers and field officers, supporting day to day operations of Amartha Go )Since this is an early startup, i also assumed the role of AGO product manager. For this role, i lead 6-person team (4 developers, 1 QA and 1 PM) responsible for the development of AGO dashboard web apps and mobile android apps for both field officers and agents. Technological stack we used for this project :- AngularJS for web app front end- Golang for backend, designed with microservices architecture- React Native for android app- Mongo and Postgre for databases

Strategy Development, Analysis & Research under the CEO Office for several key deliverables such as :1. Ecommerce entry strategies for Elevenia.com2. Regulatory approval process for Axis acquisition3. Spectrum strategy4. LTE entry strategy and development plan5. New business development such as OTT , fixed mobile convergence, Cloud services.6. Annual company business plan and quarterly shareholder meetings

Architect of XL data services such as internet, m2m, mobile ads and digital content delivery. Supporting company business by doing development and integration on XL core data network elements while maintaining 99,99% availability in mission critical environment.Involved in several key project, such as :1. FTTx - IPTV pre-deployment2. XL Mobile Advertising development and integration 3. Mobile Machine to Machine (M2M) communication development and integration4. IPS / IDS deployment to create clean & secure data pipe 5. Cibitung enterprise & carrier new POP6. Mavenir Application Gateway and Huawei Services Development Platform (SDP) integration to mobile internet proxy (MIP). 7. Pay per click / WAP charging in MIP using Diameter protocol.

Position : Prepaid Ops Engineer on Huawei NGIN Managed Service Setup ProjectThe project objective is to migrate day to day responsibility and process of the prepaid operation team from Celcom to Huawei managed services team. This project is part of Celcom major intelligent network migration project from Acision IN to Huawei NGIN. My role in this project are- Work hand in hand with Huawei MS setup team to develop governance model between Celcom and Huawei.- Develop SLA & KPI for Huawei MS operation team.- Develop workflow for the operation team process such as trouble ticket raising, service request, change request and fault management.- Do UAT for system and tools going to be used on MS operation.- Prepare and conduct the operation readiness test

Assigned to PT Natrindo Telekomunikasi Seluler (Axis) Application Operation Division - Siebel CRM & Blackberry Internet Service- Maintain and do housekeeping for Siebel CRM application.- System monitoring and health check for Siebel CRM servers (DB and Webservers).- Solving trouble ticket regarding BIS, order management and business process involving Siebel CRM application .- Implement new configuration and operational change request to Siebel production servers and gateways.- Conduct regression test after system changes / deployment.- Delivers daily / weekly/ monthly system operational reports to PT NTS Board of Director.

Intern in INCO Indonesia for two months. Became a team lead for developing small scale Ellipse ERP - Active Directory data integration using .NET. Leading 4 fellow interns developer from ITS Surabaya and ITT Telkom.