When Super Storm Sandy ripped through the Jersey Shore it not only affected Kim Versaggi professionally, but personally too. As she watched her own community, family and friends face the most devastating storm damage a generation had ever seen, Kim had the double task of helping her clients sort through the losses, one insurance policy at a time. This storm had a devastating impact on the entire region. Among the many lessons that Sandy bestowed, it reinforced Kim’s insurance expertise that it is better to be prepared for an emergency than just simply react to one. Mitigating loss and risk before it occurs has been at the core of Kim’s professional experience as a senior sales executive with the BCA Insurance group for the past 15 years. Kim works with such clients as full-service restaurants and the trade industries. While knowledgeable in their own fields, many of them do not fully understand the intricacies of insurance – and the latent risks of not being adequately protected.It is for that reason that Kim is particularly equipped to walk her clients through what lies ahead. Kim and the BCA Team use its "total cost of risk" (TCR) approach to assess their needs, and then makes knowledgeable and competitively priced recommendations.Coordinating with the BCA team, Kim always stays ahead of marketplace trends and keeps her clients informed of any changes in the risk landscape within their particular industry. Our Pledge. As a professional with BCA Insurance Group, Kim is committed to providing her clients with essential information about their policies. As part of BCA’s pledge to their clients, Kim contacts her clients to review their:• Exposures• Claims • Coverage• The Marketplace Kim is part of a team that pledges to structure programs and coverage that meet the ever-changing needs of our clients.