Kimberly Eckhardt Email & Phone Number

Elma, Ny

Small Business Banker working with phone-based consultations for several banking products including complex lines and loans, complex treasury, business credit cards, merchant services, and the online banking suite of products.

Responsible for managing a portfolio of Small Business clients who need traditional financial services and occasionally customized products to meet their financial needs. Experienced with small business clients with annual revenues from $250,000 to $10,000,000+.

Responsible for timely and accurate risk recognition through the execution of the monitoring process and borrowing base analysis for Business Banking and Middle Market Banking clients. Monitored client's borrowing base compliance to proactively identify issues and opportunities to the credit team.

Managed a moderate to complex structured portfolio and ensured adherence to credit policy and regulatory guidelines. Monitored credit compliance through the timely collection of all required financial information, resolves documentation, collateral, past due exceptions, and credit servicing problem resolution.

Supported the Business Banking and Small Business credit process by analyzing financial statements such as audited and reviewed statements, business tax returns, personal financial statements and individual tax returns and credit reports.

Bachelor'S Degree, Accounting

Activities and Societies: Tau Sigma, Sigma Beta Delta, Tutor for Accounting I & II students

Theatre/Theater