I am a mortgage underwriter with 25+ years experience in the mortgage and banking industries. Customer service focused with a strong desire to approve loans for qualified borrowers! Guidelines change but the ultimate goal for an underwriter is to find a way to make the loan work!!For the past year, I worked on a dual team, doing mortgage insurance underwriting and analysis of claims loans. I loved being able to switch hats and trying to defend underwriting decisions made in the past. One can learn so much from analyzing others errors!

I worked on site underwriting for MGIC, MetLife and Flagstar Bank. Worked closely with processing staff to ensure good quality loan submissions.

* Underwrite Jumbo, Conforming and other Specialty Products – both Wholesale and Retail* Underwriting authority up to $650K individually and over $650K up to $1+ Million with second signature* Highly skilled at people development and teambuilding* Work independently, while successfully meeting timelines and project objectives* Proven history of identifying and creatively solving problems in the earliest stages* Able to grasp new ideas quickly and translate them into desired results* Operate in a fast pace environment.* Mentored, coached, and trained Mortgage Underwriters* Communicate with Loan Officers, Branches, Brokers, Area Managers and Operations regarding loan disposition and solution oriented decision making* Managed budget of over 1.5 Million* Underwrite loans across the United States* Maintained a consistently high level of customer satisfaction* Developed a team of 80 underwriters * Conducted Training seminars for up to 150 people

Responsible for hiring, training and mentoring mortgage processors for 7 Southeast Michigan Branch locationsDeveloped, tested, maintained and trained all personnel on a new software systemConsistently met or exceeded performance expectationsProvided support to underwriters, appraisers, loan officers and managementCoordinated motivational rallies for all Loan Production staff

Underwrite Conventional loans per company and industry guidelines.Reviewing loans to insure customer, investor requirements and closing deadlines are met.Managed 4 Underwriting Assistants including training