• Ensures risks associated with business activities are effectively identified, measured, supervised, and controlled in accordance with risk and compliance policies and procedures. (RCSA)• Developing risk framework• Gather, synthesize, and manipulate data models to draw conclusions and make recommendations.• Advise management on tactical and strategic growth opportunities, risk mitigations, workload management, and quality plan design and implementation.• Performs Risk metadata analysis, trend analysis, and report preparation. • Establishing Key Risk Indicators (KRI), advance risk analysis • Experienced in Bowtie analysis creation with use for consultation and examination. • Data Steward: provide oversight of data to ensure data accuracy, collaborating with business areas and subject matter experts in data for enterprise risk management solutions.• Expert in Collaboration with partners, team members, and cross-organization, cross-functional teams to define data requirements, develop analytical frameworks, and address business challenges.• Experience with Developing data visualizations and dashboards using tools such as Tableau for data operational management and to communicate findings to partners.• Demonstrated experience with Presenting findings and recommendations to non-technical partners in a clear and understandable manner.• Documents assumptions, methodology, validation, and testing to facilitate peer reviews and compliance requirements.

• Leverages data-driven problem-solving techniques to manipulate and interpret business results.• Relationship management expert in identifying control failures and mitigating impact• Identify and recommend opportunities for transformation of data into actionable information that drives business outcomes, strategies, and risk control development• Create Queries to analyze Loan Officer success based on activity/ production• 3year expert in HMD, TILA/ REGZ, BSA RESPA FDPA Reg BUDAAP.• Focused on accuracy to the end-to-end analysis/ operation experience• Leveraged knowledge of residential mortgage and loan underwriting to exceed sales goals while maintain regulatory guidelines and department priorities in a contact center.• External and Internal member management expert• Developed an in-depth knowledge of mortgage loan underwriting origination and Mortgage collections through collaborations with business partners and team leaders.• Supports analysts in developing the analytical framework and blueprint to answer business questions identified in the business portfolio, product, or member experience.• Supports relationship management with external customers• Assists with translating findings into insights for strategy management and execution thru behavioral analyst over time • Prepares supporting data and detailed material that helps communicate the significance of the strategic insights to senior leaders and other partners.

• Mortgage accounting risk assessments• Proficient with Excel, SAS, Access and/or other database skill• Experience with data mining tools such as Python• SQL data analyst for forecasting potential business• Risk Management – Identifying and manage model risk across the model life cycle• Excelled in business procurement sourcing for at work banking• Master trend analyst thru use of existing financial controls and account monitoring techniques for money laundering • Design reports for stakeholders and develop improvement action plans• Managed relationships between third party sites, Investors, company, and customer • Leader in identifying issues in business risk and compliance and recommendations how to address issues • Abridged relationship management between customers and the bank Via Virtual channels contact center• Using SQL driven analysis of computational data gather for quality assurance customer transaction monitoring for compliance and law enforcement• Veteran subject matter expert in providing financial analysis, effectively adapting to deadlines, priorities and responsibilities using a multi-system platform.• Regularly performed quality control, processing and underwriting by assessing detailed financial analysis ensuring quality service that follows both company and legal policies/ procedures. • Trained and mentored a team of 15 bankers and tellers• Performed Quality and Compliance Audits daily• Adept knowledge/ mastery level translating control deficiencies into action plans and facilitating effective risk mediation through action plan end- to end process management • Identifying and evaluating quality standards, measurements, and process improvement to make sure they align with current business practices internal and regulatory compliance

REA Analyst (October2016- September 2019)Wells Fargo (San Antonio, TX)• Regularly performed quality control and underwriting by assessing detailed financial analysis ensuring quality service that follows both company and legal policies. • Used quality methods and tools to identify, analyze, improve, and implement efficient business solutions• Mitigating risk by optimizing the use of internal and external regulatory reports for performance training• Identify and Manage Emerging risk management thru evaluations of business activities and the job roles• Performs weekly evaluations of assessments to identify training needs and areas for improvement• Became an expert at providing financial analysis, effectively adapting to ever-changing deadlines, priorities and responsibilities.

• Regulatory, internal control, model validation, or project management experience• Capital Markets experience• Mortgage accounting experience.• Proficient with Excel, SAS, Access and/or other database skill• Experience with data mining tools such as Python• SQL experience• Risk Management – Identifying and manage model risk across the model life cycle• Excelled in business procurement sourcing for at work banking• Master trend analyst thru use of existing financial controls and account monitoring techniques for money laundering • Design reports for stakeholders and develop improvement action plans

Wells Fargo (San Antonio, TX)• Account Servicing, teller training and Maintenance• Daily Analysts of financial controls including but not limited to Anti- Money Laundering, Fraud and CIP requirements compliance• Daily briefing with management on trends and studies with recommended course of action • Proven ability to follow written risk and compliance policies and procedures• Provide financial analysis in a high-volume customer facing environment • Evaluating risk factors and day to day compliance with regulatory laws• Conducting performance reviews of team members adherence to regulatory guidelines for anti-money laundering and CIP requirements within the retail bank

• • Align goals with the organization and third-party affiliates to effectively meet goals• Provides oversight to third party relationships for after school and summer programs• Developed reports from raw data to present to targeted audiences• Designed mentoring program for high school students seeking to increase mathematical skill level• Created outreach programs for STEM tutorials • Partners with business management to assist in strategic sourcing for program development

• Manage Team development thru trend analysis and customer centered relationship development• Collaborate with and influence peers, all levels of professionals, including experienced managers• Excelled talent training; 2:1 ratio in professional development that led to promotion.• Quality Assurance Analyst using Oracle for spending trends (Product Movement)• Performs Risk meta data analysis, trend analysis and report Preparation • Advanced level ability to follow written risk and compliance policies and procedures cutting risk percentages by 5% yearly• Manage and develop teams of excellent professionals with moderate complexity and risk • Provide financial analysis in a high-volume revenue customer facing environment. • Evaluating business necessity and adjusting staffing to accommodate business movements industry leading analytical software driven by Business Intelligence (BI) platforms Such as Oracle.

• Particle Lithography using Chemical Vapor Deposition• Powder X-ray diffraction analysis• Protein capture analysis • Meso- particle concentration surface analysis • Government facility usage Proposal writing• Meso-Particle packing structure analysis • Educational and Equipment training

• Used Mathematica (Same as SQL, Power BI) to analyze data and make it digestible for stakeholders on various levels • Experience with data mining tools such as Python• Facilitated the training and compliance maintenance for a highly regulated research Facility • Complex data testing, monitoring, and analysis using Excel to analyze patterns and trends • Created specification reports and analysis from raw data to present to targeted audiences• Designed mentoring program for undergrads seeking to increase mathematical skill level• Identify and interpreting trends of organisms on the nano scale through network analysis• Fiber Optics Complex linear modeling, Times Series, CART, Decision Trees, analyze data thru python• Premeditated training modules and programs for complex research equipment.• Proficient in Quantitative approach to decision making