With over 20 years experience in the mortgage industry, Kim's business approach is quite simple. It is relationship-based, rather than transaction-based and revolves around delivering the highest level of personalized service to her clients. By factoring in her client’s financial goals, Kim offers mortgage solutions that serve her client’s present and future financing needs.Financial Planners, CPA's, Business Managers and Real Estate Agents have come to know Kim as a loan originator they can rely upon, to assist their clients with their financing needs. Experience, integrity, attention to detail and constant communication are the key principles With access to the nation’s top lenders, banks and private money sources, Kim can offer a multitude of competitive loan programs and interest rates to her clients, while they complete just one loan application. A skilled negotiator with a proven track record of success, Kim has helped hundreds of clients reach their financial goals and make their home-ownership dreams a reality. Kim offers her clients a wealth of experience related to residential mortgage financing. She understands that every financial situation is unique and that quality information, timely communication, and personalized service are key to her clients' high level of satisfaction. She is strongly committed to responsible lending practices, by guiding her clients to make informed decisions regarding their homes and finances.Specialties: Providing our clients with a full range of real estate financing options, including:Residential Purchase & Refinance Conventional & FHAInterest Only Payment OptionsSecond/Vacation HomesHome Equity Lines of CreditFixed Rate 2nd MortgagesConstruction LoansMulti-Family, Apartment & Commercial LoansLand & Lot FinancingDebt ConsolidationAlternative Documentation LoansLoan Amounts from $100,000 to $6 million