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Kimmie Y. is listed as Senior Underwriter | Credit Analyst | Finance & Accounting at Golden Bank, N.A., a company with 25 employees, based in Houston, Texas, United States. AeroLeads shows a matched LinkedIn profile for Kimmie Y..
Kimmie Y. previously worked as AVP, Loan Underwriting Officer | Credit Analyst at Golden Bank, N.A. and Underwriter | Credit Analyst at Metrobank N.A.. Kimmie Y. holds Bachelor Of Business Administration - Bba, Finance, General from University Of Houston.
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I am a detail-oriented professional with 15 years of credit and loan underwriting experience. My experience covers working with cross-functional teams to build the narrative and complete analyses for loan and credit underwriting decisions, and credit operations. I have deep experience in a range of loans including- commercial loans, retail loans, investment loans. As part of my due diligence responsibilities, I have reviewed a wide range of documentation including - financial statements - tax returns- balance sheet / income statements - financial statements- credit reports and credit risk scoring- asset based cash flow analysis
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A career timeline built from the work history available for this profile.
- Conduct underwriting analyses for complex $XX million transactions (multiple businesses and property transactions, complex business and operating models, diverse industries) Empathize with applicants in order to understand the full financial and accounting picture.- Build narratives using risk management frameworks in order to identify loss mitigation.
- Ensure consistent application of a credit policy, and the assessment of the creditworthiness of potential customers. - Analyze commerical credit applications including calculating income ratios, down payment requirements, maximum loan terms, liquidity ratios
- Build and manage multiple underwriting analyses and projects.- Align and report on cash flow forecasts, financial risk models, credit underwriting using data visualization/analysis tools (SQL).
- Conducted complex credit and asset analysis for loans and financial service processes. - Reported analyses and recommendations with pertinent details across loan and credit teams.- Collaborated on credit operations to build new requirements and processes that drive more effective analysis and decision timing.
Other employees you can reach at goldenbank-na.com. View company contacts for 25 employees →
Charles Cho
Colleague at Golden Bank, N.A.
Los Angeles County, California, United States, United States
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Anna Soo
Colleague at Golden Bank, N.A.
Katy, Texas, United States, United States
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Vidhi Shukla, Frm
Colleague at Golden Bank, N.A.
Irvine, California, United States, United States
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Timothy Tam
Colleague at Golden Bank, N.A.
United States, United States
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Gail Yang
Colleague at Golden Bank, N.A.
United States, United States
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Joshua Szutu
Colleague at Golden Bank, N.A.
Plano, Texas, United States, United States
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Christine Jin
Colleague at Golden Bank, N.A.
Houston, Texas, United States, United States
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Meng-Hsueh Wu
Colleague at Golden Bank, N.A.
Houston, Texas, United States, United States
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JL
Judith Lee
Colleague at Golden Bank, N.A.
Dallas, Texas, United States, United States
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Kedar Dwivedi
Colleague at Golden Bank, N.A.
Cerritos, California, United States, United States
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Quick answers generated from the profile data available on this page.
Kimmie Y. works for Golden Bank, N.A..
Kimmie Y. is listed as Senior Underwriter | Credit Analyst | Finance & Accounting at Golden Bank, N.A..
Kimmie Y. is based in Houston, Texas, United States while working with Golden Bank, N.A..
Kimmie Y. has worked for Golden Bank, N.A., Metrobank N.A., Cathay Bank, and Southwestern National Bank.
Kimmie Y.'s colleagues at Golden Bank, N.A. include Charles Cho, Anna Soo, Vidhi Shukla, Frm, Timothy Tam, and Gail Yang.
You can use AeroLeads to view verified contact signals for Kimmie Y. at Golden Bank, N.A., including work email, phone, and LinkedIn data when available.
Kimmie Y. holds Bachelor Of Business Administration - Bba, Finance, General from University Of Houston.
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