- Strategically manage all areas of the Bank's Lending function.- Responsible for loan portfolio management and risk analysis.- Develop and implement compliant and sound loan policies and procedures.- Drive loan growth and innovative product development across the Residential, Commercial, and Consumer Lending areas.- Accountable for risk management and strict adherence to compliance, audit and regulatory requirements.- Actively manage all collection, OREO and foreclosure activities of the Bank.- Leadership and oversight of staff development including training program assignments, leadership development opportunities, and regular department meetings/coaching.-Provide through leadership on new regulatory developments impacting lending policies, product compliance, and loan underwriting guidelines. - Generate, manage,and maintain an active commercial loan portfolio.

- Generated, managed and maintained a commercial loan portfolio.- Ensured familiarity with rules and regulatory requirements pertaining to commercial lending.- Exhibited exceptional abilities to analyze financial statements and business conditions.- Portrayed a good understanding of underwriting criteria and guidelines.- Demonstrated a profound ability to identify risks and mitigate through structure.- Displayed the ability to calculate figures, and perform spreadsheet analysis.- Showed excellent member orientation, teamwork and organizational skills.- Depicted superior verbal and written communication skills

-Analyzed financial statements, tax returns, and other documents to evaluate repayment sources and prepare loan recommendations.-Originated, serviced and managed all types of commercial loans and lines of credit.-Solicited, managed, and maintained commercial loan portfolios consisting of commercial real estate, commercial industrial, and Small Business Administration (SBA) loans.-Ensured compliance with loan policies, loan agreements, and regulatory requirements. -Developed fee income from credit and deposit services.-Served as a financial advisor by educating the customer about financial strategies based on customer profile and financial plan.-Monitored customer information, products, financial plan and market trends to determine new customer needs and opportunities.

-Solicited, underwrote, coordinated, and managed commercial real estate, commercial industrial, and Small Business Administration loan portfolios.-Supervised the review of executed loan documentation to ensure compliance with regulatory requirements.-Obtained pertinent information relating to the proposed transaction and property.-Managed business development and acted as the bank’s liaison with customers, brokers, contractors, vendors, accountants, attorneys, and other professionals. -Demonstrated excellent written and verbal communication skills.-Portrayed strong analytical skills, knowledge, and experience to structure loans in a manner that was mutually beneficial to the customer and the organization.