I am widely experienced in business development and debt collection. I have experience working as a credit officer at Inuka microfinance and Nawiri Africa Sprouts Ltd. I have handled activities such as filing, documentation, marketing, conducting clients loan appraisals, client’s recruitment and retention, loan recovery, approving loans and other assigned duties. Having worked as a credit officer, I will be able to maintain a healthy portfolio by ensuring full loan payments hence a low par. I also have the ability to grow the loan book by surpassing loan disbursement targets. I can also improve the profitability by ensuring recruitment of more clients and ensuring a high rate of client retention.My objective is to create a positive social impact to customers. I achieve this by providing excellent customer service, doing proper loan appraisals so as to ensure no overfunding and underfunding, visiting client’s premises to assess progress from the funding and educating clients about financial management, record keeping and training them entrepreneurial skills.I possess good analytical and organizational skills, I make reasonable decisions very quick, I have good communication and negotiation skills, I maintain good long-lasting relationships with customers and I have proper reporting skills. Am looking forward to an interview with you to discuss the value I will add to the team.