Kishor Kumar N Email & Phone Number

Bengaluru, Karnataka, India

India

• Provide an independent audits of credit decisions against default servicing in GSE, FHA and VA investors' guidelines to ensure compliance and integrity.
• Ensure that the institution's credit policies and procedures for home lending align with regulatory requirements and industry best practices, including guidelines related to Default Servicing Business requirement.
• Fostered collaborative relationships with stakeholders to advocate for necessary changes or remedial actions, based on comprehensive analysis of credit decision reviews in default servicing.
• Spearheaded quality review initiatives, including data acquisition, test script development, review scope analysis, and strategic delegation of review tasks to team members.
• Maintain detailed documentation and records of credit risk quality assurance activities and prepare regular reports for management and regulatory authorities.
• Performed thorough quality investigations, identifying key development strategies and supporting idea implementation.

Bengaluru, Karnataka, India

• Expertly performed pre-underwriting tasks, including meticulous income calculation and asset verification, while guaranteeing loan documentation integrity and adherence to company standards.
• Provided pivotal support to Home Lending Processors, Mortgage Consultants, and Underwriters, facilitating efficient transaction execution and closure.
• Vigilantly managed compliance protocols for each transaction, ensuring thorough completion of KYC and all requisite internal documentation for client onboarding.
• Conducted comprehensive reviews of financial statements, credit reports, and applicable ratios, such as debt-to-income, to ensure the accuracy and compliance of all loan documents.

Bengaluru, Karnataka, India

• Execute all functions associated with Corporate ACH mandate and transactions, including uploading files and ensuring that all files are successfully transmitted and received by NPCI.
• Conduct GL Reconciliation, perform daily and monthly balancing of the General Ledger for all accounts.
• Prepare required documents for internal and external audit purposes.
• Ensure that all ACH operations and procedures comply with the requirements of all transaction processing organizations as mandated by NPCI

Certificate Of Investment Banking Operations, Investment Banking

Master Of Business Administration - Mba, Finance, General

Bachelor Of Commerce - Bcom, Accounting And Taxation

Activities and Societies: cricket, volleyball