Catherine”Kitty” J. Email & Phone Number

Nevada, United States

*Operational management, from staffing and strategy to planning and leading.*Responsible for the growth, stability, direction, and daily operations.*Coordinate vendor approvals from various property management companies.*Gather and distribute resumes to regional property managers.*Explore work environments and tested productivity rates to maximize.

United States

*Use estimating software to establish values of claimed damages.*Review documents and receipts to determine the actual cash value.*Comply with insurance carrier policy limits and enter, maintain complete and accurate information.*Maintained professional and technical knowledge through continuing company provided industry best education.*Working knowledge.

Reno, Nevada, United States

*Initiated performance and managing of all aspects of this small to mid-size staffing business by providing superior customer service.*Developing and maintaining effective business marketing techniques yielding consistent company growth.*Streamlining operation procedures enhancing company profits.*Trained, coached and mentored employees to ensure safety.

*Packaged request for loan modification to submit to various lenders*Evaluated paystubs, tax returns, bank statements, credit reports and various other financial forms.*Worked with lenders to determine all Loss Mitigation options i.e. loan modifications, pre foreclosure.*Ensured the loan modification documents were sent and received in a timely manner*.

*Knowledge of loan modifications, first and second mortgages, and various investor guidelines.* Underwrite loan file for fico scores, DTI, LTV, residual income, loan safe, core plus, appraisals, credit report.* Seasoned knowledge of title reports, escrow requirements, GFE, underwriting, insurance, income analysis- including self employed income, VOE, VOM.

*Created company marketing of our online insurance services.*Maintained a cooperative business network, by exchanging promotional materials.*Established new business relationships including an emphasis on company suppliers and multiple insurance carriers.*Managed managers, employees and sales representative’s from training to time schedules and tracking of.

Costa Mesa, California

*Managed activities of twenty processors with structured coaching. *Monitored correspondence with loan processors, loan officers, borrowers, and all third party vendors.*Reported directly to the Vice President of Production, Vice President of Sales, and the President CEO.*Authorized to "sign off", on each homeowners loan package, prior to drawing final.

Laguna Beach, California

*Packaged and sold "​in house" post funded loans to various banks and investors.*Negotiated best pricing by mitigating additional costs to maximize best possible pricing.*Knowledge and understanding of various investor guidelines.*Ran detailed reports to discuss with Sr. management.* Detailed audit and repackaging of post funded loans.* Stipulations.