Kari Thibodeaux Email & Phone Number

Lansing, Michigan, United States

Plano, Texas, United States

•Serve as subject-matter expert (SME) within the team and provide direction, guidance, and training to staff members•Review processes and procedures and provide recommendations to management regarding ways optimize efficiencies•Manage pipelines to ensure all deadlines are met, and address and resolve escalated issues Monitor pipeline and ensure initial disclosures or re-disclosures on assigned loans are issued timely and accurately, including Loan Estimate (LE) and other required federal and state documentsReview assigned loan lock-in confirmations to ensure loans are re-disclosed properly within required time framesReview assigned loan Changes in Circumstance (CIC) to determine whether revised LE and/or other state and federal disclosures require re-disclosingEnsure the Encompass system has been updated timely so that appropriate parties are aware that disclosures have been provided to consumers• Assist management in providing guidance and training to external partners regarding which disclosures are required for various loan programs/products and for the various states in which the Company does business• Maintiain close working relationships with brokers, internal and external partners as necessary to clear data deficiencies and properly disclose on loans to prevent disruptions to the loan origination.•Escalate processing issues and proposed solutions immediately to management and support the implementation of resolutions as necessary•Lead special projects as needed•Complete TRID/Compliance review •Address any Mavent issues that include but are not limited to make sure all state, local and federal compliance requirements are met. Make suggestions to the sales department to address any fail, warning or alert that are pricing based and can be corrected with a compensation type change, fee adjustments or product changes. •Work with the compliance department to address issue and determine fixes or work arounds that can be implemented company wide.

Austin, Texas, United States

• Ship the reviewed and completed VA/FHA Case Binders for guaranty or insurance on a daily basis• Monitor the Insuring Exception Report to keep the numbers as low as possible with the ultimate goal of 0 loans over 45 days old• Must be able to work well with company personnel, vendors, buyers, and sellers on a daily basis to collect the outstanding items• Contact the above-mentioned

Austin, Texas, United States

• Perform required RESPA/TRID audits on post-funded loans and complete cures according to company, agency, and federal guidelines and timeframes.• Perform administrative functions as assigned by management.• Perform special /target audits in accordance with procedures, as assigned.• Remain current with regulation changes from government/state agencies, as well as policy changes from agencies and investors and company policies and procedures.• Produce weekly cure reports for management• Maintain knowledge of all underwriting and product development guidelines.

Austin, Texas

• Manage the foreclosure collateral file process from time file is referred to foreclosure though completion including: custodial file orders, audit preparation of images and shipment, provided copies of document requested by the firm in LPS and Executed Bailee letter tracking. • Managed foreclosure assignment execution to ensure there are no gaps or missing assignment to complete chain of title. Manage offshore vendor teams through EXL Doc management and EXL Assignments\Chain of title validation team. • Main point of contact for default vendor related questions, inquiries, and concerns.• Researched, resolved, and tracked vendor challenges, inquiries and ensured timely accurate resolution.• Interacted and communicated with vendors and internal staff to ensure concerns, inquiries, and challenges were addressed appropriately including management of international law\regulatory changes addressed by vendor.• Coordinated and conducted regular proactive conference calls with offshore vendors on brining resolution to default document related issues and status of resolutions.

2900 Esperanza Crossing Austin Tx 78758

• Advisor to senior-level management, participating in executive meetings with advisement responsibility in guiding company in the right direction through informed and well-thought-out decisions regarding compliance, HR, departmental issues, process and procedures.• Manage operational aspects of each department assigned (Short Sale/ Bankruptcy/Loss Mit). • Plan and organize departmental support activities; establishes procedures, practices, and work methods to increase work unit effectiveness and efficiency.• Serves as departmental resource on activities supervised and procedures; assists executive management and professional staff in organizing work processes and coordinating work through the department/division• Resolves intra-departmental operational problems; serves as central point within department/division to ease management/administrative communication.• Prepared daily, weekly and monthly reports for department, 3rd party venders and executive management Ensure daily operations runs smoothly. • Act as a liaison and sounding board between department managers; challenge assumptions and establish ways of working together; suggest and implement new methods and approaches.• Interview, hire, screen and on-board quality permanent and temporary employees.• Review/update policies, procedures, job descriptions, recruiting/hiring standards, selection standards/criteria; oversee payroll and timecard approval • Resolved complex employment including investigating, resolving and mediating allegations; collaborate with managers in ironing out grievances before they escalate while counseling to resolve issues• Plan and coordinate special projects per executive management request • Subject Matter Expert for Home Affordable Foreclosure Alternatives (HAFA) program, Consumer Financial Protection (CFPB), Bankruptcy business unit and operations of Loss Mit• Assist internal auditors with monthly department audits to ensure Federal and Investor Regulation compliance

Austin, Texas, United States

• Perform required verifications within TRID guidelines to ensure all federal policies have been met prior to authorizing loan to be closed.• Confirm fees are accurately represented on the Initial Closing Disclosure.• If Initial Closing Disclosure is incorrect, notify applicable parties of deficiencies in order to make loan TRIDcompliant• Perform special/target internal closing audits as assigned.• Remain current with regulation changes from government/state agencies, as well as policy changesfrom Agencies and Investors as well as company Policy and Procedures related to closing.