NMLS 266371 | BRE 01183898Corporate Office: 915 Highland Pointe Dr. Ste. 250, Roseville, CA 95678Branch Offices in Irvine, San Diego, Rolling Hills Estate and Westlake VillageFor over 26 years, we have been in business to help the communities we serve obtain the American Dream. Buying a home is one of our largest investments that we make in our lifetime. With our intense focus and commitment we have helped many clients make a sound financial decision regarding their mortgage and investment needs. The home buying process can be confusing and most people do not know where to start. We partner with our clients to help them develop a plan and help them understand what steps are needed to get prepared to obtain home ownership. It is our responsibility to educate the clients about the documents they will be signing upfront and at closing and also to go over the terms of the loans to ensure they have no unanswered questions. Our goal is to exceed our clients expectations by removing barriers to home ownership and reduce the time and cost of the lending process. The most rewarding part of each purchase transactions is the day our client receives their keys to their new home.Many applicants have negative credit due to the countries financial hardship and have no idea on how to rebuild their credit. Helping our clients raise their credit score can save them over .25% in their interest rate for every 20 points they regain on their FICO score, which could be thousands of dollars in back end interest. We would be doing a disservice if we did not offer this to every client. Specialties: We have over 40 wholesale lenders we have partnered with to obtain the best rate for our clients and specialize in over 50 loan programs. We can even help first time home buyers with 500+ FICO and specialize in helping clients with credit repair prior to obtaining a loan for the best rate available to save them thousands of hard earned dollars.

Provide technical support to individuals and businesses primarily through phone and face-to-face interactions in a dynamic call center environment. Address a wide range of unique issues and problems, applying the tax code to help taxpayers understand and meet their tax responsibilities. Secure, analyze, and protect sensitive personal and financial information, using sound judgment to resolve taxpayer disputes and delinquency issues. Develop, analyze, and evaluate information by researching computerized records through various online and database systems.

As a debt consultant at Debt Resolutions Inc., I have successfully negotiated credit and medical bills down by 50% of their current balances and secured loan modifications for distressed homeowners. I assess clients' financial situations, manage company financial statements, and assist in marketing to attract potential clients. Our programs are designed to help clients with over $7500 in debt, whether it's medical, personal, or credit card debt, by reducing interest rates and saving them 40% on what they owe.

KBC provides financial service to individuals, potential entreprenuers, and companies. KBC will allows them to reach their financial goal that is needed to sustain and achieve new heights in this business world. We provide financial analysis, funding resources, and networking, to fullfill your financial needs.

Helped assess current financial conditions of the company through financial statement analysis. Improve current operation and financial positions through forecasting, and restructuring,

Helped clients retrieve funding for real estate, and project developing investments. Funded 8 deals in one month.Responsible for soliciting and servicing a variety of commercial loans. Interviews applicants and recommends approval of customer applications for commercial loans. Analyzes applicant financial status and credit to determine feasibility of granting loan. Approves loan within established limits or refers loan to loan committee for approval. Verifies loan agreements are complete and accurate according to policy.