As a Tucson based financial advisor, with a focus on financial planning, I help people in different life stages understand how complex financial decisions impact their future. I do this through a planning and investment process that focuses on hearing and understanding what’s important and tailoring a plan for each unique circumstance.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. Please follow this link to additional disclosures: http://raymondjames.com/smrja.htm Raymond James & Associates, Inc., member New York Stock Exchange/SIPC

As a Regional Private Banker, I manage a portfolio of our high-net-worth clients striving to deepen and strengthen the relationship between my client and Wells Fargo. Using holistic strategies, I proactively approach my client's financial needs through a wide range of highly tailored wealth management, banking, credit and cash management solutions. We work with clients to establish comprehensive financial goals, help identify obstacles, and then leverage the expertise of partners within Wells Fargo to help implement strategies that achieve these goals.-Profile and cultivate affluent client relationships-Monitor client's personal and financial circumstances-Establish a team of specialists to meet the client's individual needs-Manage client communications-Coordinate the relationship team in the ongoing servicing of the client

Managed full-service banking relationships with upper mass affluent community banking customers. Consulted with customers regarding financial needs, recommended products and financial services including community banking products plus private banking deposit and consumer credit products. Prepared loan packages for credit review and underwriting, opening and servicing accounts within authorized limits. Identified full balance sheet opportunities for client and effectively coordinated with partners to evaluate those opportunities. Monitored changing needs and recommended strategies that utilize company products and services. Developed new business through interaction with external resources

 Intuitive understanding of best ways to connect customers with bank products Exceeded sales goal on average 20% Establish new client relationships and handle outbound outreach. Manage sales activities in order to meet personal goals and those set by the bank. Stay in constant touch with clients in order to keep them abreast of new products and services.  Passed all exams to receive FINRA license 6 and 63

 Developed leads in 38 states based on outbound dialing list and face to face events Handled over 2 million in loan volume Exceeded sales expectations on average by 30% Represents Citi Mortgage at public housing events nationwide. Independently assesses workflow issues and redirects work as necessary to ensure operating schedules are met. Interprets data and makes travel recommendations. Integrates established disciplinary knowledge in outreach events with an understanding of related industry practices.Underwrote second mortgages and made risk decisions based on loan modifications. Analyzed database of loss mitigation statistics and handled over 75,000 accounts. Collaborated with management to create an Incentive program, which resulted in employees hitting specified metrics for 6 months.  Worked with Operations Manager on multiple projects resulting in even file counts and smoother workflows. Analyzed employees’ incentives and calculated over $600,000 in incentives paid. Received Quality Excellence award 2nd Qtr 2010.