Komal Narkar Email & Phone Number

United Arab Emirates

Dubai, United Arab Emirates

United Arab Emirates

Dubai, United Arab Emirates

- Manage multi-sector portfolio of large conglomerate clients mainly of manufacturing, commodity distributors and trading companies ( soft commodity, coal, fertilizer) predominately in Middle East and Asia.- Performed timely credit reviews on corporations to assess financial conditions.- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.- Made decisions and recommendations about extending lines of credit.- Conducted presentations to upper management and executive teams for loan recommendations.- Reviewed customer files on regular basis to make sure receivables were in sound condition.- Delivered exceptional level of service to each customer by listening to concerns and answering questions.- Undertake timely Customer Due Diligence (CDD) review by adhering to group internal controls and government regulations.- Quarterly reviewing adherence to internal audit comments.- Monitored and reported budgetary discrepancies to corporate senior management to maximize reporting efficiencies.

Dubai, United Arab Emirates

- Responsible for managing portfolio of large and mid corporate banking clients.- Liaising with existing clients and maintaining relationships, assessing and monitoring credit portfolio and ensuring excellent operation service delivery to clients.- Undertaking and spreading of financial statements and prepare credit proposals for all accounts within portfolio under management.- Undertake regular reviews and ensure timely submission of all applications to Credit Committee.- On-site customer visits with RM to understand business and proposed funding requirement prior to renewal of facilities.- Manage on-going risk through monitoring of covenants and conditions.- Be first point of contact for clients operational and service related queries.- Served customers and followed outlined steps of service.

Mumbai, Maharashtra, India

- Perform overall responsibilities include detail analysis of funding proposals based on banks prudential regulations and other legal requirements. - Monitored assigned portfolio quality in terms of margin position and approved terms. - Prepared industry research reports as assigned by supervisor. - Compiled, input and analyzed financial data to assess current situations and forecast trends.

Mumbai, Maharashtra, India

- Prepared Techno Economic Viability report focusing on financial viability of project for long term loan proposal of Allahabad Bank and Dena Bank.- Executed 20 feasibility report reports aggregating Rs. 100 crores across aforementioned industries - Automobile, Entertainment, Manufacturing, Construction, Contracting and Hospitality.- Conducted internal credit rating of companies seeking term loan from Allahabad Bank.- Prepared professional business correspondence on behalf of Branch manager to obtain information and facilitate processing steps.

Mumbai, Maharashtra, India

- Prepared credit/loan proposal notes for clients involving financial, credit, economic and risk analysis to present it to bank for putting up funding requests.- Prepared CMA data, projections and project reports.- Handled funding related queries raised by bank, financial institutions by effectively liaising between client and bank.- Executed pre and post facility approval activities including preparation of project report, appraisal notes, term sheets inline with loan approved terms.

Mumbai, Maharashtra, India

- Analyzed the company’s financing needs and worked with the team for raising capital - Prepared Term Sheet and compilation of Board note in respective banks formats - Drafted parts of Information Memorandum for various ongoing projects - Closely worked with VP for raising fund amounting to Rs. 40 crores from Indian Bank as part of funding for Ongoing Steel Project

Master Of Business Administration (Mba), Finance, General, First Class With Distinction

Masters Of Commerce, (Management), Management, Second

Bachelor Of Commerce (B.Com.), Business/Commerce, General, First