Kristyl Peñaranda, Cbca® Email & Phone Number

Dubai, Ae

Working closely with the developers, project managers, and other stakeholders for smooth project delivery and successful implementation of strategies. Advises on strategies to improve the company's operations - particularly on credit operations, digital banking solutions, products and services. Ensures that software solutions are aligned with business needs and thoroughly vetted for quality and performance through comprehensive testing. Evaluates and assesses the proposed solutions, functional specifications, impact analysis, feasibility studies and cost-benefit analyses.

Dubai, United Arab Emirates

Led and directed the overall underwriting strategy, credit operations and policy development across different product lines.Provided guidance and expertise across full spectrum of product offerings. Worked closely with the Business, Product teams, Compliance, Risk and Policy team to ensure that all propositions are in line with the Group policy and Central Bank regulations.

Led and mentored the team of credit analysts, data entry officers, verification officers and booking team. Worked closely with fraud control team, banking operations and sales team. Conducted regular credit clinic for the sales team to align the underwriting process and policy.

Previously Dunia Finance | P.O. Box 44506 | Building 5 | Dubai Outsource Zone | Dubai

Assess applicant’s creditworthiness and making recommendation as per the perceived needs & risks. Critical contributor to the Credit Risk function ensuring that all credit policies are adhered to and risk managed.Critical contributor to building revenue & portfolio by converting submissions into approvals & subsequently bookingsThe job requires knowledge of all Retails Assets, Auto Loan, Merchant Financing - SME Lending. Ensures that all Sales queries and problems related to credit analysis get resolved in the least specified time frame Ability to provide feedback to sales / collections based on case analysis and any local community Knowledge.

Ncr - National Capital Region, Philippines

Prepared market intelligence reports to service the information requirements of clients on a daily, weekly and monthly basis.Identified beneficial owners and fund managers for the completion of shareholder analysis report. Prepared Detailed Ownership Report; Peer Analysis and Earnings Report.Liaised with global counterpart analysts for an efficient coordination of tasks, enable accurate processing and report preparation and allow an orderly submission of the needed reports in a timely fashion.

Ncr - National Capital Region, Philippines

Provided support for baseline provider data transactions that cannot be administered automatically through the provider database due to system limitations and/or data integrity issues.Resolved claims and cost related issues.Checked accuracy and timely baseline demographic transaction updates in provider system applications in support of claim adjudication.Responded to onshore inquiries and requests with regards to assigned accounts.Identified and appropriately escalates data transaction issues that might potentially have significant contractual implications or adversely impact service levels. Prepared and updated the consolidated reports and daily status reports

Ahpi), Gt Tower, Ayala Ave. Makati City

Processed eligibility accurately and make necessary actions to resolve all issues and queries of any transactions required by the project.Reviewed and analyzed client billing and cost of expenses. Special ADHOC: EDI and QBE Processor