Krati Salgia Email & Phone Number

• Gathering information understanding the existing business procedures and documented “As-is-process” prepared “To be Processes “documents and incorporated in Business Blueprints as per ASAP methodology.• Configuration of Enterprise structure, Company code, Chart of Accounts, GL master (FS00), Customer master, Vendor master.• Configuration of House Bank, Cash Journal, Electronic Bank statement, Automatic Payment Program.• Knowledge and experience working with validations, and… Show more • Gathering information understanding the existing business procedures and documented “As-is-process” prepared “To be Processes “documents and incorporated in Business Blueprints as per ASAP methodology.• Configuration of Enterprise structure, Company code, Chart of Accounts, GL master (FS00), Customer master, Vendor master.• Configuration of House Bank, Cash Journal, Electronic Bank statement, Automatic Payment Program.• Knowledge and experience working with validations, and substitution rules. • Implemented Purchase to Pay and Order to Cash business processes by integrating FI with Sales and distribution (SD) and Materials Management (MM). • Designed and configured cost center group hierarchy and cost centers in cost center accounting (CO-CCA)• Configured basic settings of profit center accounting (CO-PCA), configured profit center planning (KCH1), Internal orders and COPA (Profitability Analysis)• Maintain custom tables, troubleshoot errors in posting, provide error correction instructions, create screen shot instructions.• Undertook change management documentation and train the trainers training.• Documented test cases and test scenarios using use/ test cases for UT, Integration testing and UAT .• Documented test scripts and worked with SME for UAT.• Data Migration – Uploaded master data using LSMW and Spread sheet load (CSV) as well as data services.• Cutover testing, moving Transports from Dev to QA.• Reviewed transport request SE01/09/10 as well as released transports approved from change control board.• Checking open tickets and closing as per priority, writing Functional Specifications (FS) for any new or changes to existing developments.• Interacting with other Functional Consultants as per requirement, interacting with ABAP to close Change Requests. Show less

Campbell, California, United States

➢ Review the borrower’s application, documentation, and compile loan package.➢ Evaluate borrower’s credit worthiness, determine all applicable ratios and metrics ➢ Support mortgage origination process including communicate with the client, underwriters, processors, funder, and all other parties involved in the loan for the timely and smooth loan approval and disbursement of the loan.➢ Working with management for approval of exceptional scenarios within lending compliance guideline.

Cupertino, California, United States

➢ Prepare and submit the loan application and maintain the application pipeline. Collect and examine the supporting loan documentation in accordance with the guidelines.➢ Review all loan package documentation for discrepancies, omissions, and income calculation then report any discrepancies to the loan originator.➢ Estimate the credit worthiness as per the guidelines. If the borrower does not have sufficient income or assets and they qualify for an exception based on other factors that… Show more ➢ Prepare and submit the loan application and maintain the application pipeline. Collect and examine the supporting loan documentation in accordance with the guidelines.➢ Review all loan package documentation for discrepancies, omissions, and income calculation then report any discrepancies to the loan originator.➢ Estimate the credit worthiness as per the guidelines. If the borrower does not have sufficient income or assets and they qualify for an exception based on other factors that are strong, taking an exception approval.➢ Support mortgage origination process including communicate with the client, underwriters, processors, funder, and all other parties involved in the loan for the timely and smooth loan approval and disbursement of the loan. Show less

Mumbai Area, India

●Oversee lending process, including the initial application and review, underwriting and the disbursal or denial of the request. ●Performing due diligence, credit appraisal for Business Banking clients – understanding company’s business model, detailed industry and financial analysis, risk assessment and mitigation strategy, industry analysis.●Client meeting and site visit to understand business and promoters closely and also as a compliance.●Detailed analysis, decision making for… Show more ●Oversee lending process, including the initial application and review, underwriting and the disbursal or denial of the request. ●Performing due diligence, credit appraisal for Business Banking clients – understanding company’s business model, detailed industry and financial analysis, risk assessment and mitigation strategy, industry analysis.●Client meeting and site visit to understand business and promoters closely and also as a compliance.●Detailed analysis, decision making for funding a client and presentation of proposals / cases to the committee.●Close monitoring of accounts and take corrective steps, MIS maintenance to ensure timely review of accounts.●Handling all the products of Mid and Large Corporate Credit- long term such as Term loans and working capital such as Cash Credit, Letter of Credit, Bank Guarantee, Packing Credit, Short term loans etc.●Active participation in the SDR (Structured Debt Restructuring) process of a company, which has been financed under consortium by the banks. Show less

Indore Area, India

Orientation Program had been initiated by the ICAI to familiarize the entrants with the various dimensions of Indian Accountancy Profession.Also to groom and motivate the entrants to be knowledgeable and skilled professional and develop effective presentation and communication skills among them and foster them with the values such as integrity, transparency and independence in the budding professionals.

Indore Area, India

●Financing of loans including preparation of Project Feasibility Report along with Projected Profitability Statement, Balance Sheet and Cash Flow Statement complete with Detailed Assumptions, Financial Ratios, and CMA data.●Documentation of projections for renewal and reschedulement of term loans.●Consultancy and Liaison along with co- ordination for funding arrangements from Banks and Financial Institutions.●E- filling matters related to Ministry of Company… Show more ●Financing of loans including preparation of Project Feasibility Report along with Projected Profitability Statement, Balance Sheet and Cash Flow Statement complete with Detailed Assumptions, Financial Ratios, and CMA data.●Documentation of projections for renewal and reschedulement of term loans.●Consultancy and Liaison along with co- ordination for funding arrangements from Banks and Financial Institutions.●E- filling matters related to Ministry of Company Affairs for both listed and unlisted companies.●Finalization of Accounts and preparation of Financial Statements●Design and implementation of internal control system within the organisation and streamlining the accounting activities. Show less

Indore Area, India

Financial Analysis Projects,Taxation and Audit Inspection.● Preparing project report for the clients seeking to finance their infrastructure projects from various public and private sector banks. ● Collecting and analyzing financial results and preparing costing budgets.● Process walk-through of Inventory Management System and Internal Controls.● Filling Income Tax Returns.

Indore Area, India

Accounting and Auditing● Accounting for client's businesses on contracting basis.● Analysis of the revenue and costing models for various businesses.Auditing the books of accounts and costing structure.● Develop audit programs, working papers and internal audit reports.● Execution of internal audit engagements and risk assessment.● Assisting for preparation of budgets for capital and operational purposes.● Preparing monthly reports based on the requirements of… Show more Accounting and Auditing● Accounting for client's businesses on contracting basis.● Analysis of the revenue and costing models for various businesses.Auditing the books of accounts and costing structure.● Develop audit programs, working papers and internal audit reports.● Execution of internal audit engagements and risk assessment.● Assisting for preparation of budgets for capital and operational purposes.● Preparing monthly reports based on the requirements of the management. Show less

Masters, Chartered Accountant, Finance, Accounting, Auditing, Costing And Taxation, A

Activities and Societies: Elocution Team, Member of CICASA (Central India Chartered Accountants Students Association), General Management.

Masters In Commerce (M.Com), Economic Administration And Financial Management

Bachelor'S Degree, Accounting And Finance, A

Activities and Societies: Elocution Team

Higher Secondary, Commerce, A

Activities and Societies: NSS (National Service Scheme) and other social activities.

Master'S Degree, Economics Administration & Financial Management