Krish Mooneapillay Email & Phone Number

Southampton, England, United Kingdom

- Delivered the ICARA process for the Platform company, Advice arm and Investment companies. This included dividend planning and solvency monitoring at Solo and Group basis.- Produced the Stress and Scenario testing, Wind-Down plan, Fixed Overheads Requirement (FOR) and Internal Capital Assessment.- Produced projections of the balance sheets and own funds for each investment firm at entity and at group consolidation over the business plan years.- Prepared the capital slides for the Senior Managers and Certification Regime (SMCR).- Perform sensitivity tests on the Operational Risk model; documented and presented the impact on operational risk capital to the senior management as part of the validation process.- Developed a simulation tool in VB to model the tail distribution of losses, using several loss models, to estimate the Operational Risk capital.- Implemented the new ICARA process for business plan, replacing ICAAP, of investment firms as per the IFPR regime.- Built an expense model and assisted in the development of new forecasting models to give a projection of revenue, IFRS profit, capital requirement.- Presented the adequacy of the forecasting models at the Model Governance Review.

Southampton, England, United Kingdom

- Supported the production of ORSA reports. This included calculating the Best-Estimate Liability, Risk Margin, SCR and Own funds based on a number of scenarios. - Produced the business plan capital results for the unit-linked business. This included producing Solvency II standard formula results and dividend distribution based on the company’s risk appetite.- Produced business plan MI using the forecasting model; such as, IFRS profit and provided a projection of funds under management and an analysis of new business profit.- Provided monthly forecasts of profit and monthly monitoring of solvency position.- Performed various sensitivities to analyse impact on profit and capital estimates.- Supported the head of finance in the production of business plan pack for board meetings.- Produced market forum pack for the exco, providing insight on the vertically integrated business.- Supported with FCA queries and ad-hoc FCA data requests.- Competent user of the RiskAgility Financial Modeler actuarial software and SAS programming: made improvements to the forecasting model built in SAS for a more efficient projection of Best-Estimate Liability.- Introduced an analysis of the investment platform new business margin in SAS; to explain the dynamic link between the various factors, such as, market impact, discounted bps and client-linking.

Southampton, England, United Kingdom

- Created and implemented the profit and loss attribution for UK reporting to provide a detail analysis of surplus; for a better understanding of cash generation for dividend distributions.- Designed and implemented the SII market value balance sheet. Identified and raised issues regarding contract boundaries. Provided a detail reconciliation of the change in own funds due the regulatory change of moving from mathematical reserves to SII reporting.- Calculated the SCR, Risk Margin and Best-Estimate Liability.- Assessed the impacts of reserving assumptions: Set the year-end reserving assumptions and presented the impacts on liabilities to the actuarial director before implementation.- Conducted actuarial valuation runs for SII and IFRS reserves on the Protection business.- Introduced an enhanced analysis of profit for the Protection new business, on an IFRS basis.- Liaised with other areas across the business: Understand their requirements and deadlines. - Improved efficiency and controls by streamlining processes.

Norwich, England, United Kingdom

- Analysed the underwriting and provided a comprehensive experience analysis to develop an understanding of the emerging experience. - Conducted profit analysis as well as monitored the underwriting cycle and provided recommendations on product pricing.- Quarterly monitoring of the business mix.- Developed a new set of MI reports and provided ad hoc investigation reports.

Actuarial Management, Actuarial Science

Economics With Actuarial Studies, Actuarial Science, 2:1