Krishanu Mitra Email & Phone Number

Maharashtra, India

Mumbai, Maharashtra, India

India

Mumbai, Maharashtra, India

I am presently working as Section Leader, I deliver valuable strategies and providing information regarding detailed plans & strategies they might need to improve upon . Also check daily reports and statistic to maintain the KPI per the management requirement.I manage all aspects of credit analysis & operations for existing SME clients with lending size from 50 Mn. to 1000 Mn; also book size of 1500 Mn.Deliver credit advice, recommendations and quality feedback on SME credit proposalsHandle all types of project funding proposals (Term Loan, Corporate Loan, etc.) for SME enterprisesEscalate customers' problems/ queries and provide on-the-spot solutions to retain them.Promoted to Associate Vice President in 16 months from joining.Handled clients from sectors like Metals, Logistics, Traders & FMCG segment. Successfully carry out the credit appraisal and risk analysis for the SME clients resulting in the disbursement of required loans. Deliver the excellent service to the SME clients for their credit requirement – ensuring compliance requirements, monitoring activity, preparing risk assessment appraisal note and maintaining a relationshipAssess risks and makes recommendations based on a thorough analysis of all factors involved in a business situationAdditionally, I drive efforts towards the development of relationships with existing customers by continuously proposing solutions that meet their objectives. I establish a relationship with existing customers and using these relationships to receive a strong referral to generate new customers and boost the bank's profitability and cross-sale of various bank products such as insurance, salary account relationship, promoter's accounts to increase stickiness. I also ensure compliance with all the documentary and security conditions concerning the credit lending process.

Mumbai, Maharashtra, India

As SME Senior Relationship Manager, I managed end to end cycle from Sourcing SME & Mid Corporate clients as funding proposals for the bank, making credit appraisal memo and presenting to the risk team and then doing complete disbursement process of the case. I hold proven exposure in managing a portfolio of ~INR 175 Cr of 12 clients and responsible for renewals, arranging post disbursement documents, overall monitoring of the credit hygiene and cross-sale of various bank products such as insurance, salary account relationship, promoters accounts to increase stickiness. Operated with reputed clients such as Deutsche Bank, Quant Group, Anand Rathi Group, Ventura Group, Phillip capital, KR Choksey, Ventura, Share khan & Asit C Mehta for their transaction banking requirement Gathered expertise in handling clients from varied sectors like Manufacturing, Construction, IT and Traders like Associated Industries, Hind Aluminum, Team India, Ashtavinayuaka Construction and Zycus InfoTech. Significantly contributed to improvement in new customer acquisition (SME clients) Functioned as Accounts Manager in Transaction banking for capital market division clients (Cash Management Services transaction banking Services) I worked as a Management Trainee / Sales Manager (Grade III) with ICICI Prudential Co. Ltd., Kolkata from Feb'10 – Oct'10. I promoted sales and distribution of insurance products to generate new business opportunities and profitability. I networked with new/existing customers – addressed queries, resolved their issues, promoted sales of insurance products and acquired references from them for new customers.

Pgpmi, Finance, General

Bachelor'S Degree, Computer Science

Epmi, Specialization In Finance And Management