Krishna O. Email & Phone Number

Mumbai, Mh, In

Lucknow, Uttar Pradesh, India

Underwriting the Unsecured BL and Team Handling role

Mumbai, Maharashtra, India

Unsecured Business Loans Underwriting and Portfolio management; Team Handling; Team Managing; Traning; Policy reforming etc.BC- Module Partnership Handled, Prepared the BRE & BRD.Vendor management; Server Testing & Real Testing then onboarding the new partner through the system by help the Technical Team.

Mumbai, Maharashtra

1. Underwriting the Unsecured Business loans and Secured Business loans based on Bureau parameters, Banking documents & ITR with income computation statements provided by the Client. prepare the appraisal notes and approving the cases.2. Underwriting the co‑ lending products based on API auto approval like Education loans, personal loans, line of credit and Bill discounting.3. Interacting with external agencies, vender management to maintain healthy and profitable business in the… Show more 1. Underwriting the Unsecured Business loans and Secured Business loans based on Bureau parameters, Banking documents & ITR with income computation statements provided by the Client. prepare the appraisal notes and approving the cases.2. Underwriting the co‑ lending products based on API auto approval like Education loans, personal loans, line of credit and Bill discounting.3. Interacting with external agencies, vender management to maintain healthy and profitable business in the location.4. Ensuring compliance with organisations credit policies and process.5. Hind sighting of the Personal loan & TW loan auto disbursed cases and minimizing the Risk & Fraud.6. Coordinate with operation team to resolve the pre and post disbursement queries.7. Coordinate with the recoveries team and generates business insights to mitigate risk8. Managing the CPA Team and Conducting the Policy training to improve the productivity.9. Looking Partnership process start to end - preparing Term sheet, Credit policy, SOP and credit BRE decisioning process.10. Coordinating with Second Partner and IT team to get involved in API integration & Credit BRE configuring process to flow the cases till the disbursement stage as per the policy parameters within the TAT.11. Portfolio Management & quarterly review the policy & process based on the portfolio cuts data Show less

New Delhi, Delhi, India

1. Underwriting the unsecured business loan files based on physical PD, Bureau report, Banking documents and ITR, Business setup and Stock maintenance.2. Review the auto approval and rejection for further automation.3. Development of New products and work on improving the current policies managerial attributes.4. Managing the CPA team and conducting the monthly basis training of all team members to improve the quality and quantity to get maximum cases approved.

Mumbai, Maharashtra, India

1. Analyzing the high ticket Unsecured Business loans up‑to 1 cr. based on Bureau report, Banking and ITR with Income computation of statement (Trading, P&L and Balance sheet) & recommending to the credit Manager for approving the cases.2. Analyzing the E‑ Commerce platform cases of Amazon, Flipkart, Paytm and POS machines cases of Mswipe, pine labs based on Banking and Portal transaction data.3. Analyzing the GST based products and ABB method products.4. Analyzing the Risk report… Show more 1. Analyzing the high ticket Unsecured Business loans up‑to 1 cr. based on Bureau report, Banking and ITR with Income computation of statement (Trading, P&L and Balance sheet) & recommending to the credit Manager for approving the cases.2. Analyzing the E‑ Commerce platform cases of Amazon, Flipkart, Paytm and POS machines cases of Mswipe, pine labs based on Banking and Portal transaction data.3. Analyzing the GST based products and ABB method products.4. Analyzing the Risk report with the third party agencies and maintaining the TAT. Show less

Master Of Business Administration (Mba) Regular Course, Finance And Banking Insurance, O+

Associate'S Degree, Accounting And Finance, O+