Krishnan Vs Email & Phone Number

Chennai, Tamil Nadu, India

Branch Credit Manager - Retail Assets at ICICI Bank!

Chennai, Tamil Nadu, India

Greater Chennai Area

Developing growth strategies and plans. Managing and retaining relationships with existing clients. Develop and promote internal controls, standards and processes to ensure accuracy and consistency in data used for decision-making, internal/external reporting and communications. Having an In-depth knowledge of business products (Loan against property & Business Installment Loans) and value proposition. Negotiating with stakeholders. Identifying and mapping business strengths and customer needs. Analyzing applicant’s financial status, credit and property evaluation to determine loan eligibility using above mentioned tools. Establishing and monitoring new/existing credit lines for customers by performing financial statement analysis by analyzing CIBIL/Equifax/Experian reports. Accountable for minimizing loss to company by maintaining delinquency levels less than 1%. Preparing financial and internal reports as required, maintaining, monitoring, and controlling the collection activity.

Chennai Area, India

Handling entire branch level operations like Teller, Manager Delegations, locker operations, deposits etc. Taking adequate measures to ensure correct documentation for advances. Analyzing & interpreting the reports and initiating campaigns on enhancing customer Involve in the preparation of back papers for sanction of proposals [pre sanctions] Following up of post sanction terms, developing rapport with business partners Handling and following up of Bank Guarantee and bills section at branch level Maintaining savings, current accounts, and deposits at branch level Handling payables and receivables at branch level and taking adequate steps to resolve audit comments

Chennai Area, India

Maintained historical studies of customers by compiling and analyzing financial developments. Performed cash flow analysis and financial statement analysis of existing customers. Tracked and periodically reported status workload to Credit Analysis Manager. Developed credit histories by compiling financial information. Contributed to team effort by accomplishing related results as needed.

Master Of Business Administration (Mba), Accounting And Finance

Master Of Science (Ms), Business Administration And Management, General

Bachelor Of Commerce (B.Com.), Accounting And Finance